Median Earnings (1yr)
$36,980
95th percentile (95th in MA)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
17
Limited data

Analysis

UMass Boston's Fine and Studio Arts program posts earnings that place it in the 95th percentile both nationally and within Massachusetts—a remarkable position for any arts program. With graduates earning $36,980 in their first year versus a state median of just $23,214, these students are clearing nearly $14,000 more annually than typical Massachusetts art school graduates. The $27,000 median debt is reasonable for the field, creating a debt-to-earnings ratio of 0.73 that most fine arts programs would envy.

The downside is clear: earnings slip to $35,166 by year four, a 5% decline that suggests graduates may start in commercial or design roles that don't sustain long-term. This pattern isn't unique to UMass Boston—arts careers often involve career pivots or periods of lower income while building a practice or portfolio. Still, even with this dip, graduates remain well ahead of their peers statewide.

The major caveat here is sample size—fewer than 30 graduates reported data, so one particularly successful or struggling cohort could skew these numbers significantly. But if you're considering an arts degree in Massachusetts and need to manage debt carefully, UMass Boston appears to position graduates better than nearly every other option in the state, including more selective schools like Williams College. The accessible admission rate (83%) and strong Pell Grant enrollment (43%) suggest this success isn't limited to already-privileged students.

Where University of Massachusetts-Boston Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Massachusetts-BostonOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Boston graduates compare to all programs nationally

University of Massachusetts-Boston graduates earn $37k, placing them in the 95th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Fine and Studio Arts bachelors's programs at peer institutions in Massachusetts (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Boston$36,980$35,166$27,0000.73
University of Massachusetts-Lowell$36,236$49,153$27,0000.75
Williams College$34,560$72,010$11,8500.34
Westfield State University$33,440$34,247$27,0000.81
Bridgewater State University$29,595$43,219$27,0000.91
Framingham State University$28,843$39,989$27,0000.94
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts-Lowell
Lowell
$16,570$36,236$27,000
Williams College
Williamstown
$64,860$34,560$11,850
Westfield State University
Westfield
$11,882$33,440$27,000
Bridgewater State University
Bridgewater
$11,389$29,595$27,000
Framingham State University
Framingham
$11,630$28,843$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Boston, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.