Median Earnings (1yr)
$33,440
95th percentile (80th in MA)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
0.81
Manageable
Sample Size
32
Adequate data

Analysis

Westfield State's fine arts program produces earnings that outpace 95% of similar programs nationally and 80% within Massachusetts—a rare feat in an area where most graduates struggle financially. At $33,440 in first-year earnings, graduates earn nearly $10,000 more than the state median for art majors and almost 35% above the national benchmark. This places Westfield within striking distance of UMass-Boston and UMass-Lowell, despite its more accessible admissions profile.

The $27,000 in typical debt sits at the national median for art programs but translates to a manageable 0.81 debt-to-earnings ratio—well below the cautionary 1.0 threshold that signals repayment difficulty. For context, many fine arts programs saddle graduates with similar or higher debt while delivering earnings in the low $20,000s, making loan payments genuinely difficult. The caveat here is minimal earnings growth over four years (just 2%), suggesting graduates reach their earning potential quickly rather than building momentum over time.

For families worried about the financial viability of an arts degree, Westfield State offers meaningful reassurance. Your child would enter a field known for economic uncertainty with better-than-average employment prospects and debt that's actually serviceable on an artist's income. This is about as safe as a studio arts degree gets.

Where Westfield State University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Westfield State UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Westfield State University graduates compare to all programs nationally

Westfield State University graduates earn $33k, placing them in the 95th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Fine and Studio Arts bachelors's programs at peer institutions in Massachusetts (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Westfield State University$33,440$34,247$27,0000.81
University of Massachusetts-Boston$36,980$35,166$27,0000.73
University of Massachusetts-Lowell$36,236$49,153$27,0000.75
Williams College$34,560$72,010$11,8500.34
Bridgewater State University$29,595$43,219$27,0000.91
Framingham State University$28,843$39,989$27,0000.94
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts-Boston
Boston
$15,496$36,980$27,000
University of Massachusetts-Lowell
Lowell
$16,570$36,236$27,000
Williams College
Williamstown
$64,860$34,560$11,850
Bridgewater State University
Bridgewater
$11,389$29,595$27,000
Framingham State University
Framingham
$11,630$28,843$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.