Median Earnings (1yr)
$36,236
95th percentile (95th in MA)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
50
Adequate data

Analysis

UMass Lowell has found something remarkable in fine arts education—a program that outearns 95% of its peers both nationally and within Massachusetts. At $36,236 in the first year, graduates earn nearly 50% more than the typical Massachusetts fine arts graduate ($23,214) and $11,500 above the national median. That advantage persists: by year four, earnings reach $49,153, showing this isn't just a temporary anomaly but a sustainable trajectory.

The debt picture adds to the appeal. At $27,000, borrowing sits squarely at the Massachusetts median but well below the national average, creating a debt-to-earnings ratio of 0.75—manageable by any standard. Compare this to the typical fine arts program nationally, where first-year earnings of $24,742 barely cover living expenses in most markets, and the value becomes clear. Even among Massachusetts schools, only UMass Boston produces marginally higher first-year earnings, while UMass Lowell graduates see stronger growth over time.

For families worried about the "starving artist" stereotype, this program offers solid evidence that art degrees can lead to practical careers when paired with the right institutional support. The 36% earnings growth from year one to four suggests graduates are building viable professional paths, likely benefiting from Boston's design, advertising, and tech sectors. If your child is committed to studio arts, this is among the safest bets available.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Massachusetts-LowellOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $36k, placing them in the 95th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Fine and Studio Arts bachelors's programs at peer institutions in Massachusetts (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$36,236$49,153$27,0000.75
University of Massachusetts-Boston$36,980$35,166$27,0000.73
Williams College$34,560$72,010$11,8500.34
Westfield State University$33,440$34,247$27,0000.81
Bridgewater State University$29,595$43,219$27,0000.91
Framingham State University$28,843$39,989$27,0000.94
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts-Boston
Boston
$15,496$36,980$27,000
Williams College
Williamstown
$64,860$34,560$11,850
Westfield State University
Westfield
$11,882$33,440$27,000
Bridgewater State University
Bridgewater
$11,389$29,595$27,000
Framingham State University
Framingham
$11,630$28,843$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.