Median Earnings (1yr)
$38,151
95th percentile
60th percentile in Massachusetts
Median Debt
$26,004
2% above national median

Analysis

UMass Boston's psychology program dramatically outperforms national expectations—graduates earn $38,151 in their first year, placing them in the 95th percentile nationally and nearly $7,000 above the typical psychology BA. This is impressive for an accessible public university where 43% of students receive Pell grants and the admission rate tops 80%. The debt load of $26,004 translates to a manageable 0.68 ratio, meaning graduates earn enough in year one to cover about 1.5 times their debt burden.

The Massachusetts context adds nuance: while UMass Boston ranks in the 60th percentile statewide, you're comparing it against programs at Bentley ($62,218) and Boston College ($44,760) that serve very different student populations. Among accessible public options in the state, these outcomes stand out. The 24% earnings growth to $47,468 by year four suggests solid career progression, likely reflecting Boston's concentration of healthcare, research, and social services employers that value psychology degrees.

For families weighing this program, the value proposition is clear: you're getting near-elite outcomes at a fraction of the cost and selectivity. If your child is interested in psychology and Massachusetts employment, this represents one of the stronger returns on investment available for this major nationwide. The Boston location matters here—it's not just about the degree, but about proximity to industries that actually hire psychology graduates at competitive wages.

Where University of Massachusetts-Boston Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Massachusetts-Boston graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Massachusetts-Boston$38,151$47,468+24%
Boston College$44,760$59,196+32%
Williams College$43,943$57,158+30%
College of the Holy Cross$41,099$56,085+36%
University of Massachusetts-Amherst$32,223$53,442+66%

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-BostonBoston$15,496$38,151$47,468$26,0040.68
Bentley UniversityWaltham$58,150$62,218$25,4940.41
Boston CollegeChestnut Hill$67,680$44,760$59,196$18,0000.40
Williams CollegeWilliamstown$64,860$43,943$57,158$13,4160.31
Endicott CollegeBeverly$39,212$43,646$50,853$27,0000.62
College of the Holy CrossWorcester$60,850$41,099$56,085$27,0000.66
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Boston, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 250 graduates with reported earnings and 274 graduates with debt data. Small samples may not be representative.