Median Earnings (1yr)
$36,382
86th percentile (40th in MA)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
158
Adequate data

Analysis

UMass Dartmouth's psychology program occupies an unusual middle ground: it significantly outperforms most psychology programs nationally (86th percentile) while landing squarely in the middle of Massachusetts schools (40th percentile). That state context matters because your child will be competing for jobs with graduates from schools like Williams and Boston College, where psychology majors earn substantially more. The $27,000 in debt is manageable—below both national and state averages—but the first-year salary of $36,382 trails the state median and sits well below the elite private schools that dominate Massachusetts.

The earnings trajectory offers some reassurance, with graduates seeing 25% salary growth to $45,292 by year four. That's solid progress for a social science degree and suggests the program prepares students for career advancement. The debt-to-earnings ratio of 0.74 is reasonable, meaning graduates can realistically manage their loans without financial strain. For a school with a 92% admission rate serving a substantial Pell grant population, these outcomes demonstrate real value.

The calculation here depends on cost: if your child qualifies for in-state tuition and graduates with that $27,000 debt load, this represents a sensible path into psychology. But if they're considering more expensive options or could access the state's higher-performing programs, those alternatives warrant serious consideration given the salary differences in the Massachusetts market.

Where University of Massachusetts-Dartmouth Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Massachusetts-DartmouthOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Dartmouth graduates compare to all programs nationally

University of Massachusetts-Dartmouth graduates earn $36k, placing them in the 86th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Dartmouth$36,382$45,292$27,0000.74
Bentley University$62,218—$25,4940.41
Boston College$44,760$59,196$18,0000.40
Williams College$43,943$57,158$13,4160.31
Endicott College$43,646$50,853$27,0000.62
College of the Holy Cross$41,099$56,085$27,0000.66
National Median$31,482—$25,5000.81

Other Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$62,218$25,494
Boston College
Chestnut Hill
$67,680$44,760$18,000
Williams College
Williamstown
$64,860$43,943$13,416
Endicott College
Beverly
$39,212$43,646$27,000
College of the Holy Cross
Worcester
$60,850$41,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Dartmouth, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 158 graduates with reported earnings and 205 graduates with debt data. Small samples may not be representative.