Median Earnings (1yr)
$36,382
86th percentile
40th percentile in Massachusetts
Median Debt
$27,000
6% above national median

Analysis

UMass Dartmouth's psychology program occupies an unusual middle ground: it significantly outperforms most psychology programs nationally (86th percentile) while landing squarely in the middle of Massachusetts schools (40th percentile). That state context matters because your child will be competing for jobs with graduates from schools like Williams and Boston College, where psychology majors earn substantially more. The $27,000 in debt is manageable—below both national and state averages—but the first-year salary of $36,382 trails the state median and sits well below the elite private schools that dominate Massachusetts.

The earnings trajectory offers some reassurance, with graduates seeing 25% salary growth to $45,292 by year four. That's solid progress for a social science degree and suggests the program prepares students for career advancement. The debt-to-earnings ratio of 0.74 is reasonable, meaning graduates can realistically manage their loans without financial strain. For a school with a 92% admission rate serving a substantial Pell grant population, these outcomes demonstrate real value.

The calculation here depends on cost: if your child qualifies for in-state tuition and graduates with that $27,000 debt load, this represents a sensible path into psychology. But if they're considering more expensive options or could access the state's higher-performing programs, those alternatives warrant serious consideration given the salary differences in the Massachusetts market.

Where University of Massachusetts-Dartmouth Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Massachusetts-Dartmouth graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Massachusetts-Dartmouth$36,382$45,292+24%
Boston College$44,760$59,196+32%
Williams College$43,943$57,158+30%
College of the Holy Cross$41,099$56,085+36%
University of Massachusetts-Amherst$32,223$53,442+66%

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-DartmouthNorth Dartmouth$15,208$36,382$45,292$27,0000.74
Bentley UniversityWaltham$58,150$62,218$25,4940.41
Boston CollegeChestnut Hill$67,680$44,760$59,196$18,0000.40
Williams CollegeWilliamstown$64,860$43,943$57,158$13,4160.31
Endicott CollegeBeverly$39,212$43,646$50,853$27,0000.62
College of the Holy CrossWorcester$60,850$41,099$56,085$27,0000.66
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Dartmouth, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 158 graduates with reported earnings and 205 graduates with debt data. Small samples may not be representative.