Business Administration, Management and Operations at University of Massachusetts-Lowell
Bachelor's Degree
uml.eduAnalysis
UMass Lowell's business program delivers solid value with graduates earning $52,657 in their first yearβsignificantly above both national ($45,703) and Massachusetts ($48,790) medians for business programs. This performance places the program in the 75th percentile nationally and 60th percentile within Massachusetts, meaning it outperforms three-quarters of business programs across the country while sitting comfortably in the upper half among the state's 44 business programs.
The financial picture is particularly attractive with median debt of just $25,000, creating a debt-to-earnings ratio of 0.47βmeaning graduates owe less than half their first-year salary. This is notably better than the typical $26,000 debt load for business programs both nationally and in Massachusetts. Earnings growth is steady at 15% by year four, reaching $60,494.
While UMass Lowell doesn't compete with elite Boston-area programs like Boston College ($71,675) or Babson ($69,970), it offers a compelling value proposition for families seeking strong employment outcomes without premium tuition costs. The accessible 85% admission rate combined with above-average earnings makes this an excellent choice for students who want solid business career prospects without the debt burden often associated with higher-ranked programs.
Where University of Massachusetts-Lowell Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Lowell graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Lowell | $52,657 | $60,494 | +15% |
| Babson College | $69,970 | $89,884 | +28% |
| Wentworth Institute of Technology | $64,591 | $88,200 | +37% |
| Boston College | $71,675 | $86,804 | +21% |
| Boston University | $71,545 | $86,755 | +21% |
Compare to Similar Programs in Massachusetts
Business Administration, Management and Operations bachelors's programs at peer institutions in Massachusetts (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,570 | $52,657 | $60,494 | $25,000 | 0.47 | |
| $67,680 | $71,675 | $86,804 | $17,873 | 0.25 | |
| $65,168 | $71,545 | $86,755 | $25,000 | 0.35 | |
| $56,032 | $69,970 | $89,884 | $23,000 | 0.33 | |
| $58,150 | $67,903 | $86,432 | $25,000 | 0.37 | |
| $41,010 | $64,591 | $88,200 | β | β | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 758 graduates with reported earnings and 821 graduates with debt data. Small samples may not be representative.