Median Earnings (1yr)
$52,657
75th percentile
60th percentile in Massachusetts
Median Debt
$25,000
4% below national median

Analysis

UMass Lowell's business program delivers solid value with graduates earning $52,657 in their first yearβ€”significantly above both national ($45,703) and Massachusetts ($48,790) medians for business programs. This performance places the program in the 75th percentile nationally and 60th percentile within Massachusetts, meaning it outperforms three-quarters of business programs across the country while sitting comfortably in the upper half among the state's 44 business programs.

The financial picture is particularly attractive with median debt of just $25,000, creating a debt-to-earnings ratio of 0.47β€”meaning graduates owe less than half their first-year salary. This is notably better than the typical $26,000 debt load for business programs both nationally and in Massachusetts. Earnings growth is steady at 15% by year four, reaching $60,494.

While UMass Lowell doesn't compete with elite Boston-area programs like Boston College ($71,675) or Babson ($69,970), it offers a compelling value proposition for families seeking strong employment outcomes without premium tuition costs. The accessible 85% admission rate combined with above-average earnings makes this an excellent choice for students who want solid business career prospects without the debt burden often associated with higher-ranked programs.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Massachusetts-Lowell$52,657$60,494+15%
Babson College$69,970$89,884+28%
Wentworth Institute of Technology$64,591$88,200+37%
Boston College$71,675$86,804+21%
Boston University$71,545$86,755+21%

Compare to Similar Programs in Massachusetts

Business Administration, Management and Operations bachelors's programs at peer institutions in Massachusetts (44 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-LowellLowell$16,570$52,657$60,494$25,0000.47
Boston CollegeChestnut Hill$67,680$71,675$86,804$17,8730.25
Boston UniversityBoston$65,168$71,545$86,755$25,0000.35
Babson CollegeWellesley$56,032$69,970$89,884$23,0000.33
Bentley UniversityWaltham$58,150$67,903$86,432$25,0000.37
Wentworth Institute of TechnologyBoston$41,010$64,591$88,200β€”β€”
National Medianβ€”$45,703β€”$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 758 graduates with reported earnings and 821 graduates with debt data. Small samples may not be representative.