Median Earnings (1yr)
$77,380
68th percentile (40th in MA)
Median Debt
$27,000
16% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
109
Adequate data

Analysis

UMass Lowell's chemical engineering program delivers strong absolute outcomes—$77,380 starting and $94,160 four years out—with impressively low debt at $27,000. But Massachusetts context matters here: while this program performs well nationally (68th percentile), it sits in the middle of the pack for the state (40th percentile). That's not a weakness—it reflects how competitive Massachusetts chemical engineering programs are overall. Your child would graduate earning within $4,000 of the state median, ahead of UMass Amherst, and with debt levels that match state norms.

The debt-to-earnings picture is particularly favorable. With a 0.35 ratio, graduates owe about four months of their starting salary—exceptional for engineering. The 22% earnings bump to $94,160 by year four suggests solid career progression. Given the school's 85% acceptance rate and accessible admission standards, this represents strong value: outcomes comparable to more selective programs without the admissions hurdle.

For families seeking chemical engineering training in Massachusetts without stretching for highly selective schools, this program hits the mark. Your child gets credentialed engineering earnings with manageable debt, leaving financial flexibility for graduate school or early career moves.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all chemical engineering bachelors's programs nationally

University of Massachusetts-LowellOther chemical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $77k, placing them in the 68th percentile of all chemical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Chemical Engineering bachelors's programs at peer institutions in Massachusetts (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$77,380$94,160$27,0000.35
Northeastern University$81,880$91,084$27,0000.33
Massachusetts Institute of Technology$80,139$99,799$15,2090.19
Worcester Polytechnic Institute$78,767$89,036$27,0000.34
Tufts University$75,367$97,631——
University of Massachusetts-Amherst$72,514$84,792$27,0000.37
National Median$72,974—$23,2500.32

Other Chemical Engineering Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University
Boston
$63,141$81,880$27,000
Massachusetts Institute of Technology
Cambridge
$60,156$80,139$15,209
Worcester Polytechnic Institute
Worcester
$59,070$78,767$27,000
Tufts University
Medford
$67,844$75,367—
University of Massachusetts-Amherst
Amherst
$17,357$72,514$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 109 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.