Median Earnings (1yr)Reported
$65,103
21st percentile
40th percentile in Massachusetts
Median DebtReported
$27,000
10% above national median

Based on U.S. Department of Education data (October 2025 release).

Analysis

UMass Lowell's civil engineering program sits in an awkward middle ground among Massachusetts schools. With first-year earnings of $65,103, graduates earn about $7,000 less than the state median—a gap that puts this program at just the 40th percentile statewide. That's particularly notable given that most comparable Massachusetts programs cluster tightly in the $75,000-$76,000 range. Even UMass Amherst, the flagship campus, delivers nearly $5,000 more in starting earnings.

The debt picture offers some relief: at $27,000, it matches the state median and sits below the national average, resulting in a manageable debt-to-earnings ratio of 0.41. Graduates can realistically pay off their loans within a few years. The 13% earnings growth to $73,411 by year four shows steady career progression, though it doesn't close the gap with peer institutions. With 100+ graduates in the sample, these numbers reflect consistent program outcomes rather than statistical noise.

For Massachusetts families, this creates a straightforward calculation. If you're paying in-state tuition at UMass Lowell, the combination of moderate debt and solid career prospects makes sense. But if cost differences are minimal, stronger-performing programs at WPI, Northeastern, or even UMass Amherst deliver meaningfully higher returns. The 85% admission rate suggests UMass Lowell serves as an accessible entry point to civil engineering—just understand you're accepting a discount on starting salary relative to other Massachusetts options.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all civil engineering bachelors's programs nationally

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Massachusetts-Lowell$65,103$73,411+13%
Worcester Polytechnic Institute$76,419$85,859+12%
Wentworth Institute of Technology$75,001$83,692+12%
Northeastern University$76,362$82,584+8%
University of Massachusetts-Amherst$69,757$80,416+15%

Compare to Similar Programs in Massachusetts

Civil Engineering bachelors's programs at peer institutions in Massachusetts (10 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-LowellLowell$16,570$65,103$73,411$27,0000.41
Worcester Polytechnic InstituteWorcester$59,070$76,419$85,859$27,0000.35
Northeastern UniversityBoston$63,141$76,362$82,584$24,7500.32
Merrimack CollegeNorth Andover$51,786$75,556$27,0000.36
Wentworth Institute of TechnologyBoston$41,010$75,001$83,692$27,0000.36
University of Massachusetts-AmherstAmherst$17,357$69,757$80,416$27,0000.39
National Median$69,574$24,5000.35

Career Paths

Occupations commonly associated with civil engineering graduates

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Petroleum Engineers

Devise methods to improve oil and gas extraction and production and determine the need for new or modified tool designs. Oversee drilling and offer technical advice.

$141,280/yrJobs growth:Bachelor's degree

Environmental Engineers

Research, design, plan, or perform engineering duties in the prevention, control, and remediation of environmental hazards using various engineering disciplines. Work may include waste treatment, site remediation, or pollution control technology.

$104,170/yrJobs growth:Bachelor's degree

Mining and Geological Engineers, Including Mining Safety Engineers

Conduct subsurface surveys to identify the characteristics of potential land or mining development sites. May specify the ground support systems, processes, and equipment for safe, economical, and environmentally sound extraction or underground construction activities. May inspect areas for unsafe geological conditions, equipment, and working conditions. May design, implement, and coordinate mine safety programs.

$101,020/yrJobs growth:Bachelor's degree

Civil Engineers

Perform engineering duties in planning, designing, and overseeing construction and maintenance of building structures and facilities, such as roads, railroads, airports, bridges, harbors, channels, dams, irrigation projects, pipelines, power plants, and water and sewage systems.

$99,590/yrJobs growth:Bachelor's degree

Transportation Engineers

Develop plans for surface transportation projects, according to established engineering standards and state or federal construction policy. Prepare designs, specifications, or estimates for transportation facilities. Plan modifications of existing streets, highways, or freeways to improve traffic flow.

$99,590/yrJobs growth:Bachelor's degree

Water/Wastewater Engineers

Design or oversee projects involving provision of potable water, disposal of wastewater and sewage, or prevention of flood-related damage. Prepare environmental documentation for water resources, regulatory program compliance, data management and analysis, and field work. Perform hydraulic modeling and pipeline design.

$99,590/yrJobs growth:Bachelor's degree

Engineering Teachers, Postsecondary

Teach courses pertaining to the application of physical laws and principles of engineering for the development of machines, materials, instruments, processes, and services. Includes teachers of subjects such as chemical, civil, electrical, industrial, mechanical, mineral, and petroleum engineering. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Engineers, All Other

All engineers not listed separately.

Energy Engineers, Except Wind and Solar

Design, develop, or evaluate energy-related projects or programs to reduce energy costs or improve energy efficiency during the designing, building, or remodeling stages of construction. May specialize in electrical systems; heating, ventilation, and air-conditioning (HVAC) systems; green buildings; lighting; air quality; or energy procurement.

Mechatronics Engineers

Research, design, develop, or test automation, intelligent systems, smart devices, or industrial systems control.

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About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 100 graduates with reported earnings and 135 graduates with debt data. Small samples may not be representative.