Based on U.S. Department of Education data (October 2025 release).
Analysis
UMass Lowell's civil engineering program sits in an awkward middle ground among Massachusetts schools. With first-year earnings of $65,103, graduates earn about $7,000 less than the state median—a gap that puts this program at just the 40th percentile statewide. That's particularly notable given that most comparable Massachusetts programs cluster tightly in the $75,000-$76,000 range. Even UMass Amherst, the flagship campus, delivers nearly $5,000 more in starting earnings.
The debt picture offers some relief: at $27,000, it matches the state median and sits below the national average, resulting in a manageable debt-to-earnings ratio of 0.41. Graduates can realistically pay off their loans within a few years. The 13% earnings growth to $73,411 by year four shows steady career progression, though it doesn't close the gap with peer institutions. With 100+ graduates in the sample, these numbers reflect consistent program outcomes rather than statistical noise.
For Massachusetts families, this creates a straightforward calculation. If you're paying in-state tuition at UMass Lowell, the combination of moderate debt and solid career prospects makes sense. But if cost differences are minimal, stronger-performing programs at WPI, Northeastern, or even UMass Amherst deliver meaningfully higher returns. The 85% admission rate suggests UMass Lowell serves as an accessible entry point to civil engineering—just understand you're accepting a discount on starting salary relative to other Massachusetts options.
Where University of Massachusetts-Lowell Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Lowell graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Lowell | $65,103 | $73,411 | +13% |
| Worcester Polytechnic Institute | $76,419 | $85,859 | +12% |
| Wentworth Institute of Technology | $75,001 | $83,692 | +12% |
| Northeastern University | $76,362 | $82,584 | +8% |
| University of Massachusetts-Amherst | $69,757 | $80,416 | +15% |
Compare to Similar Programs in Massachusetts
Civil Engineering bachelors's programs at peer institutions in Massachusetts (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,570 | $65,103 | $73,411 | $27,000 | 0.41 | |
| $59,070 | $76,419 | $85,859 | $27,000 | 0.35 | |
| $63,141 | $76,362 | $82,584 | $24,750 | 0.32 | |
| $51,786 | $75,556 | — | $27,000 | 0.36 | |
| $41,010 | $75,001 | $83,692 | $27,000 | 0.36 | |
| $17,357 | $69,757 | $80,416 | $27,000 | 0.39 | |
| National Median | — | $69,574 | — | $24,500 | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Explore Related Programs
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 100 graduates with reported earnings and 135 graduates with debt data. Small samples may not be representative.