Median Earnings (1yr)
$49,078
52nd percentile (60th in MA)
Median Debt
$23,643
77% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
21
Limited data

Analysis

UMass Lowell's criminal justice certificate produces surprisingly strong outcomes despite being a short-term credential. Graduates earn $49,078 in their first year—landing them at the 60th percentile among Massachusetts programs—while carrying just $23,643 in debt. That debt load ranks in the 5th percentile nationally, meaning 95% of similar programs leave students with less debt. Still, the 0.48 debt-to-earnings ratio means borrowers face less than six months of salary in loans, which is manageable for a certificate program that gets students working quickly.

The concerning detail here is the small sample size—fewer than 30 graduates means these numbers could shift dramatically year to year. One cohort with unusually high earners or an outlier borrowing pattern could skew the entire picture. That said, UMass Lowell's solid reputation (1253 average SAT, 85% admission rate) suggests the institution provides decent support even for certificate students.

For parents considering this path: it's a reasonable stepping stone if your child needs credentials fast to enter law enforcement or corrections work. The earnings roughly match state medians while the program gets them employed without the time and cost of a four-year degree. Just recognize you're looking at a snapshot from a very small group, and certificate programs typically don't offer the same earning growth potential as bachelor's degrees over time.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all criminal justice and corrections certificate's programs nationally

University of Massachusetts-LowellOther criminal justice and corrections programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $49k, placing them in the 52th percentile of all criminal justice and corrections certificate programs nationally.

Compare to Similar Programs in Massachusetts

Criminal Justice and Corrections certificate's programs at peer institutions in Massachusetts (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$49,078—$23,6430.48
National Median$48,388—$13,3550.28

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.