Median Earnings (1yr)
$27,586
24th percentile (25th in MA)
Median Debt
$24,250
1% above national median
Debt-to-Earnings
0.88
Manageable
Sample Size
24
Limited data

Analysis

UMass Lowell's history graduates earn $27,586 in their first year—about $6,500 below the Massachusetts median for history majors and nearly $4,000 below the national average. Among Bay State history programs, this lands in just the 25th percentile, trailing not only elite institutions like Amherst and Harvard but also peer state schools like UMass Boston and Fitchburg State. The debt load of $24,250 sits right at the national median, creating a debt-to-earnings ratio of 0.88 that's manageable but not compelling given the weak starting point.

The positive here is trajectory: earnings jump 54% by year four, reaching $42,508. That's a significant improvement and suggests graduates eventually find their footing in the job market. However, with a sample size under 30 students, these numbers could shift considerably from year to year. A few graduates landing high-paying positions—or struggling to find work—can dramatically skew the averages.

For families paying in-state tuition, this program offers an affordable entry point to a liberal arts degree at a school with an 85% acceptance rate. But the early earnings struggle is real, and Massachusetts has demonstrably stronger options for history majors at similar price points. If your child is set on UMass Lowell for other reasons (location, specific professors, campus culture), the debt levels won't be crushing. Just understand they're likely starting behind most Massachusetts history graduates and will need patience to reach competitive earnings.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all history bachelors's programs nationally

University of Massachusetts-LowellOther history programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $28k, placing them in the 24th percentile of all history bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

History bachelors's programs at peer institutions in Massachusetts (48 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$27,586$42,508$24,2500.88
Amherst College$56,444$114,276——
Harvard University$53,468$89,238$12,7210.24
University of Massachusetts-Boston$46,908$43,311$24,8620.53
Fitchburg State University$46,184—$21,6350.47
College of the Holy Cross$42,345$65,505$27,0000.64
National Median$31,220—$24,0000.77

Other History Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Amherst College
Amherst
$67,280$56,444—
Harvard University
Cambridge
$59,076$53,468$12,721
University of Massachusetts-Boston
Boston
$15,496$46,908$24,862
Fitchburg State University
Fitchburg
$11,046$46,184$21,635
College of the Holy Cross
Worcester
$60,850$42,345$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.