Analysis
Based on comparable geoscience programs nationwide, graduates from this field typically start around $40,000 and carry roughly $25,000 in debt—a manageable 0.62 debt-to-earnings ratio that suggests reasonable financial footing. The four-year earnings figure of $41,244 shows modest growth, though it's worth noting this remains below what many STEM fields deliver at similar experience levels.
What stands out is how University of Memphis appears positioned relative to Tennessee's geoscience landscape. Similar programs across the state show a wide range, with the state median around $32,000—significantly lower than the national benchmark this program tracks toward. While peer programs at UT-Knoxville and Middle Tennessee State both report lower starting earnings, the university's higher accessibility (93% admission rate, 40% Pell recipients) makes this a viable path for students who might not access more selective geology programs.
The challenge is that all the Memphis-specific numbers are estimates drawn from national data, so there's inherent uncertainty about whether this particular program matches those patterns. If you're considering this degree, the estimated debt load appears reasonable, but geoscience careers often require graduate work for the most stable positions. Verify what percentage of graduates continue to advanced degrees or secure industry positions directly—that conversion rate matters more than the starting salary when evaluating whether a bachelor's alone provides sufficient return.
Where University of Memphis Stands
Earnings vs. debt across all geological and earth sciences/geosciences bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Memphis | — | $41,244 | — |
| University of California-Davis | $43,462 | $67,743 | +56% |
| University of Wisconsin-Madison | $43,068 | $67,483 | +57% |
| Middle Tennessee State University | $34,329 | $42,543 | +24% |
| The University of Tennessee-Knoxville | $30,101 | $37,906 | +26% |
Compare to Similar Programs in Tennessee
Geological and Earth Sciences/Geosciences bachelors's programs at peer institutions in Tennessee (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,344 | $39,678* | $41,244 | $24,757* | — | |
| $9,506 | $34,329* | $42,543 | $31,256* | 0.91 | |
| $13,484 | $30,101* | $37,906 | $26,000* | 0.86 | |
| National Median | — | $39,678* | — | $24,757* | 0.62 |
Career Paths
Occupations commonly associated with geological and earth sciences/geosciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Geoscientists, Except Hydrologists and Geographers
Hydrologists
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Geological Technicians, Except Hydrologic Technicians
Hydrologic Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.