Business Administration, Management and Operations at University of Michigan-Flint
Bachelor's Degree
Analysis
UM-Flint's business program graduates earn above the national average right out of the gate at $50,528, but here's the catch: those earnings actually decline slightly to $49,174 by year four. That stagnation becomes more concerning when you look at Michigan's competitive landscape—this program sits at the 40th percentile statewide, trailing not just Ann Arbor's powerhouse program but also Michigan State, Oakland, and Grand Valley by substantial margins. While starting salaries are respectable, graduates here earn roughly $8,000 less than the typical Michigan business grad four years out.
The debt load adds another wrinkle. At $36,312, graduates carry significantly more debt than both state and national medians ($27,000 and $26,000 respectively), even though their earnings don't justify it. The 0.72 debt-to-earnings ratio is manageable, but you're essentially paying above-average debt for middle-of-the-pack Michigan outcomes. The flat earnings trajectory suggests this program may not be opening doors to high-growth career paths that other Michigan business schools provide.
For in-state students, this is a tough sell compared to alternatives. Grand Valley and Oakland offer meaningfully better earnings outcomes, and if Ann Arbor or East Lansing are options, the earnings gap widens to $20,000+ annually. Unless location in Flint is essential or other Michigan programs aren't accessible, the combination of higher debt and middling earnings growth makes this a questionable investment among Michigan's business options.
Where University of Michigan-Flint Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Michigan-Flint graduates compare to all programs nationally
University of Michigan-Flint graduates earn $51k, placing them in the 67th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Michigan-Flint | $50,528 | $49,174 | $36,312 | 0.72 |
| University of Michigan-Ann Arbor | $93,674 | $116,095 | $19,000 | 0.20 |
| Michigan State University | $71,253 | $79,719 | $23,250 | 0.33 |
| Oakland University | $62,359 | $81,070 | $26,000 | 0.42 |
| Grand Valley State University | $57,760 | $70,536 | $27,000 | 0.47 |
| University of Michigan-Dearborn | $57,102 | $69,612 | $31,000 | 0.54 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Michigan-Ann Arbor Ann Arbor | $17,228 | $93,674 | $19,000 |
| Michigan State University East Lansing | $15,988 | $71,253 | $23,250 |
| Oakland University Rochester Hills | $14,694 | $62,359 | $26,000 |
| Grand Valley State University Allendale | $14,628 | $57,760 | $27,000 |
| University of Michigan-Dearborn Dearborn | $14,944 | $57,102 | $31,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 93 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.