Analysis
Across Michigan's chemistry bachelor's programs, graduates typically earn around $40,000 in their first year—putting UM-Flint's estimated earnings right at the state median but notably below what peer institutions like Grand Valley State and Eastern Michigan report. With estimated debt of $23,650, the financial math works out to a manageable 0.60 debt-to-earnings ratio, meaning graduates would owe roughly seven months' salary. That's a reasonable starting point for a STEM degree, though chemistry salaries tend to grow significantly with experience and advanced credentials.
The concern here isn't the debt burden—it's the earning trajectory. Similar programs in Michigan show considerable variation, with top performers producing first-year earnings 30% higher than the state median. Chemistry degrees often serve as stepping stones to graduate school, medical school, or specialized industry roles where the real earnings potential materializes. If your child plans to enter the workforce immediately with just the bachelor's, understanding why UM-Flint's chemistry outcomes appear middle-of-the-pack matters more than the manageable debt load.
Given the limited graduate sample that required these estimates, ask the department directly about placement rates, graduate school acceptance, and whether their chemistry track aligns with your child's specific career goals. The debt won't sink them, but maximizing the credential's value depends heavily on what comes next.
Where University of Michigan-Flint Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Michigan
Chemistry bachelors's programs at peer institutions in Michigan (31 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,014 | $39,736* | — | $23,650* | — | |
| $14,628 | $46,496* | $51,621 | $25,000* | 0.54 | |
| $15,510 | $45,060* | — | $22,300* | 0.49 | |
| $58,764 | $39,940* | $75,833 | $27,000* | 0.68 | |
| $15,988 | $39,531* | $49,494 | $28,481* | 0.72 | |
| $14,297 | $35,813* | $33,275 | $21,590* | 0.60 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MI. Actual outcomes may vary.