Median Earnings (1yr)
$49,650
29th percentile (40th in MI)
Median Debt
$25,930
11% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
28
Limited data

Analysis

UM-Flint's finance program starts graduates at $49,650—about $7,000 below Michigan's median for finance degrees and trailing most state competitors. While the 27% earnings growth to $63,000 by year four shows positive momentum, you're still looking at below-average outcomes in a state where Michigan State places graduates at $68,000 and even regional schools like Central Michigan clear $60,000 from the start. The debt load of $25,930 is reasonable (Michigan's median is $24,199), but the real question is whether the lower initial earnings justify choosing this program over stronger alternatives.

The small sample size here—fewer than 30 graduates reported—means these numbers could swing significantly in either direction. That uncertainty matters when you're comparing to larger programs with more stable data. For context, this program ranks in the 40th percentile statewide, meaning six out of ten Michigan finance programs post better earnings.

If your child has specific reasons to attend UM-Flint—location, family circumstances, or a scholarship that dramatically reduces costs—the manageable debt and decent growth trajectory make this workable. But if you're choosing purely on return-on-investment for a finance career, the data suggests looking at Michigan State, Oakland, or Central Michigan first. The numbers here aren't disastrous, just consistently middle-of-the-pack in a competitive state market.

Where University of Michigan-Flint Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Michigan-FlintOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Michigan-Flint graduates compare to all programs nationally

University of Michigan-Flint graduates earn $50k, placing them in the 29th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-Flint$49,650$62,989$25,9300.52
Michigan State University$68,103$79,866$23,2500.34
Oakland University$61,804$78,839$23,9440.39
Central Michigan University$60,023$65,653$26,6720.44
Albion College$59,926—$24,9790.42
Walsh College$58,735$60,192$14,0120.24
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Michigan State University
East Lansing
$15,988$68,103$23,250
Oakland University
Rochester Hills
$14,694$61,804$23,944
Central Michigan University
Mount Pleasant
$14,190$60,023$26,672
Albion College
Albion
$55,746$59,926$24,979
Walsh College
Troy
—$58,735$14,012

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.