Finance and Financial Management Services at University of Michigan-Flint
Bachelor's Degree
umflint.eduAnalysis
UM-Flint's finance program starts graduates at $49,650—about $7,000 below Michigan's median for finance degrees and trailing most state competitors. While the 27% earnings growth to $63,000 by year four shows positive momentum, you're still looking at below-average outcomes in a state where Michigan State places graduates at $68,000 and even regional schools like Central Michigan clear $60,000 from the start. The debt load of $25,930 is reasonable (Michigan's median is $24,199), but the real question is whether the lower initial earnings justify choosing this program over stronger alternatives.
The small sample size here—fewer than 30 graduates reported—means these numbers could swing significantly in either direction. That uncertainty matters when you're comparing to larger programs with more stable data. For context, this program ranks in the 40th percentile statewide, meaning six out of ten Michigan finance programs post better earnings.
If your child has specific reasons to attend UM-Flint—location, family circumstances, or a scholarship that dramatically reduces costs—the manageable debt and decent growth trajectory make this workable. But if you're choosing purely on return-on-investment for a finance career, the data suggests looking at Michigan State, Oakland, or Central Michigan first. The numbers here aren't disastrous, just consistently middle-of-the-pack in a competitive state market.
Where University of Michigan-Flint Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Michigan-Flint graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Michigan-Flint | $49,650 | $62,989 | +27% |
| Michigan State University | $68,103 | $79,866 | +17% |
| Oakland University | $61,804 | $78,839 | +28% |
| University of Michigan-Dearborn | $58,438 | $71,075 | +22% |
| Saginaw Valley State University | $46,284 | $70,100 | +51% |
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,014 | $49,650 | $62,989 | $25,930 | 0.52 | |
| $15,988 | $68,103 | $79,866 | $23,250 | 0.34 | |
| $14,694 | $61,804 | $78,839 | $23,944 | 0.39 | |
| $14,190 | $60,023 | $65,653 | $26,672 | 0.44 | |
| $55,746 | $59,926 | — | $24,979 | 0.42 | |
| — | $58,735 | $60,192 | $14,012 | 0.24 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.