Median Earnings (1yr)
$49,650
29th percentile
40th percentile in Michigan
Median Debt
$25,930
11% above national median

Analysis

UM-Flint's finance program starts graduates at $49,650—about $7,000 below Michigan's median for finance degrees and trailing most state competitors. While the 27% earnings growth to $63,000 by year four shows positive momentum, you're still looking at below-average outcomes in a state where Michigan State places graduates at $68,000 and even regional schools like Central Michigan clear $60,000 from the start. The debt load of $25,930 is reasonable (Michigan's median is $24,199), but the real question is whether the lower initial earnings justify choosing this program over stronger alternatives.

The small sample size here—fewer than 30 graduates reported—means these numbers could swing significantly in either direction. That uncertainty matters when you're comparing to larger programs with more stable data. For context, this program ranks in the 40th percentile statewide, meaning six out of ten Michigan finance programs post better earnings.

If your child has specific reasons to attend UM-Flint—location, family circumstances, or a scholarship that dramatically reduces costs—the manageable debt and decent growth trajectory make this workable. But if you're choosing purely on return-on-investment for a finance career, the data suggests looking at Michigan State, Oakland, or Central Michigan first. The numbers here aren't disastrous, just consistently middle-of-the-pack in a competitive state market.

Where University of Michigan-Flint Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Michigan-Flint graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Michigan-Flint$49,650$62,989+27%
Michigan State University$68,103$79,866+17%
Oakland University$61,804$78,839+28%
University of Michigan-Dearborn$58,438$71,075+22%
Saginaw Valley State University$46,284$70,100+51%

Compare to Similar Programs in Michigan

Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-FlintFlint$14,014$49,650$62,989$25,9300.52
Michigan State UniversityEast Lansing$15,988$68,103$79,866$23,2500.34
Oakland UniversityRochester Hills$14,694$61,804$78,839$23,9440.39
Central Michigan UniversityMount Pleasant$14,190$60,023$65,653$26,6720.44
Albion CollegeAlbion$55,746$59,926$24,9790.42
Walsh CollegeTroy$58,735$60,192$14,0120.24
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.