Finance and Financial Management Services at University of Michigan-Flint
Bachelor's Degree
Analysis
UM-Flint's finance program starts graduates at $49,650—about $7,000 below Michigan's median for finance degrees and trailing most state competitors. While the 27% earnings growth to $63,000 by year four shows positive momentum, you're still looking at below-average outcomes in a state where Michigan State places graduates at $68,000 and even regional schools like Central Michigan clear $60,000 from the start. The debt load of $25,930 is reasonable (Michigan's median is $24,199), but the real question is whether the lower initial earnings justify choosing this program over stronger alternatives.
The small sample size here—fewer than 30 graduates reported—means these numbers could swing significantly in either direction. That uncertainty matters when you're comparing to larger programs with more stable data. For context, this program ranks in the 40th percentile statewide, meaning six out of ten Michigan finance programs post better earnings.
If your child has specific reasons to attend UM-Flint—location, family circumstances, or a scholarship that dramatically reduces costs—the manageable debt and decent growth trajectory make this workable. But if you're choosing purely on return-on-investment for a finance career, the data suggests looking at Michigan State, Oakland, or Central Michigan first. The numbers here aren't disastrous, just consistently middle-of-the-pack in a competitive state market.
Where University of Michigan-Flint Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Michigan-Flint graduates compare to all programs nationally
University of Michigan-Flint graduates earn $50k, placing them in the 29th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Michigan-Flint | $49,650 | $62,989 | $25,930 | 0.52 |
| Michigan State University | $68,103 | $79,866 | $23,250 | 0.34 |
| Oakland University | $61,804 | $78,839 | $23,944 | 0.39 |
| Central Michigan University | $60,023 | $65,653 | $26,672 | 0.44 |
| Albion College | $59,926 | — | $24,979 | 0.42 |
| Walsh College | $58,735 | $60,192 | $14,012 | 0.24 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Michigan State University East Lansing | $15,988 | $68,103 | $23,250 |
| Oakland University Rochester Hills | $14,694 | $61,804 | $23,944 |
| Central Michigan University Mount Pleasant | $14,190 | $60,023 | $26,672 |
| Albion College Albion | $55,746 | $59,926 | $24,979 |
| Walsh College Troy | — | $58,735 | $14,012 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.