Business/Commerce at University of Minnesota-Duluth
Bachelor's Degree
Analysis
The small sample size here demands caution, but what we can see suggests UMN-Duluth's business program trails most Minnesota alternatives. Graduates earn $48,738 in their first year—actually above the national median, but notably below Minnesota's state median of $49,881. More concerning, this ranks in just the 40th percentile among the state's seven business programs, meaning six in ten Minnesota business programs produce higher-earning graduates. Meanwhile, Saint Cloud State's business grads earn nearly $11,000 more annually.
The debt picture is better but not great. At $23,250, graduates carry less than the national median, though still slightly below Minnesota's typical business program debt. The 0.48 debt-to-earnings ratio is manageable—graduates would need roughly half their first-year salary to pay off their loans—but this metric looks less favorable when you consider you could potentially earn more at other in-state options for similar or less debt.
For a Minnesota family, this program appears to offer middle-of-the-pack value. You're paying in-state tuition for below-state-median outcomes. If your student has stronger options among Minnesota's public universities—particularly Saint Cloud State—those merit serious consideration. However, if Duluth's location or campus culture is a strong draw and the debt load fits your family budget, the earnings are at least respectable enough to service the debt, even if they're not outstanding.
Where University of Minnesota-Duluth Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Minnesota-Duluth graduates compare to all programs nationally
University of Minnesota-Duluth graduates earn $49k, placing them in the 54th percentile of all business/commerce bachelors programs nationally.
Compare to Similar Programs in Minnesota
Business/Commerce bachelors's programs at peer institutions in Minnesota (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Minnesota-Duluth | $48,738 | — | $23,250 | 0.48 |
| Saint Cloud State University | $59,378 | — | — | — |
| Gustavus Adolphus College | $49,881 | $59,351 | $25,625 | 0.51 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Cloud State University Saint Cloud | $10,117 | $59,378 | — |
| Gustavus Adolphus College Saint Peter | $54,310 | $49,881 | $25,625 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.