Median Earnings (1yr)
$48,738
54th percentile
40th percentile in Minnesota
Median Debt
$23,250
11% below national median

Analysis

The small sample size here demands caution, but what we can see suggests UMN-Duluth's business program trails most Minnesota alternatives. Graduates earn $48,738 in their first year—actually above the national median, but notably below Minnesota's state median of $49,881. More concerning, this ranks in just the 40th percentile among the state's seven business programs, meaning six in ten Minnesota business programs produce higher-earning graduates. Meanwhile, Saint Cloud State's business grads earn nearly $11,000 more annually.

The debt picture is better but not great. At $23,250, graduates carry less than the national median, though still slightly below Minnesota's typical business program debt. The 0.48 debt-to-earnings ratio is manageable—graduates would need roughly half their first-year salary to pay off their loans—but this metric looks less favorable when you consider you could potentially earn more at other in-state options for similar or less debt.

For a Minnesota family, this program appears to offer middle-of-the-pack value. You're paying in-state tuition for below-state-median outcomes. If your student has stronger options among Minnesota's public universities—particularly Saint Cloud State—those merit serious consideration. However, if Duluth's location or campus culture is a strong draw and the debt load fits your family budget, the earnings are at least respectable enough to service the debt, even if they're not outstanding.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Distribution

How University of Minnesota-Duluth graduates compare to all programs nationally

Compare to Similar Programs in Minnesota

Business/Commerce bachelors's programs at peer institutions in Minnesota (7 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-DuluthDuluth$14,318$48,738—$23,2500.48
Saint Cloud State UniversitySaint Cloud$10,117$59,378———
Gustavus Adolphus CollegeSaint Peter$54,310$49,881$59,351$25,6250.51
National Median—$47,506—$26,0000.55

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.