Median Earnings (1yr)
$48,738
54th percentile (40th in MN)
Median Debt
$23,250
11% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
26
Limited data

Analysis

The small sample size here demands caution, but what we can see suggests UMN-Duluth's business program trails most Minnesota alternatives. Graduates earn $48,738 in their first year—actually above the national median, but notably below Minnesota's state median of $49,881. More concerning, this ranks in just the 40th percentile among the state's seven business programs, meaning six in ten Minnesota business programs produce higher-earning graduates. Meanwhile, Saint Cloud State's business grads earn nearly $11,000 more annually.

The debt picture is better but not great. At $23,250, graduates carry less than the national median, though still slightly below Minnesota's typical business program debt. The 0.48 debt-to-earnings ratio is manageable—graduates would need roughly half their first-year salary to pay off their loans—but this metric looks less favorable when you consider you could potentially earn more at other in-state options for similar or less debt.

For a Minnesota family, this program appears to offer middle-of-the-pack value. You're paying in-state tuition for below-state-median outcomes. If your student has stronger options among Minnesota's public universities—particularly Saint Cloud State—those merit serious consideration. However, if Duluth's location or campus culture is a strong draw and the debt load fits your family budget, the earnings are at least respectable enough to service the debt, even if they're not outstanding.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

University of Minnesota-DuluthOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Duluth graduates compare to all programs nationally

University of Minnesota-Duluth graduates earn $49k, placing them in the 54th percentile of all business/commerce bachelors programs nationally.

Compare to Similar Programs in Minnesota

Business/Commerce bachelors's programs at peer institutions in Minnesota (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Duluth$48,738—$23,2500.48
Saint Cloud State University$59,378———
Gustavus Adolphus College$49,881$59,351$25,6250.51
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Cloud State University
Saint Cloud
$10,117$59,378—
Gustavus Adolphus College
Saint Peter
$54,310$49,881$25,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.