Analysis
UMN-Duluth's chemistry program demonstrates something parents rarely see: substantial earning power that builds meaningfully over time. While graduates start slightly below the Minnesota median at $44,674, by year four they're earning $67,000βa 50% jump that outpaces both national and state patterns. The $22,500 in median debt sits comfortably below both state and national averages, creating a debt-to-earnings ratio of 0.5 that most liberal arts programs would envy.
The 40th percentile ranking among Minnesota chemistry programs initially seems middling, but context matters. Graduates are trailing the Twin Cities campus by just $3,500 after four years despite starting over $20,000 lower in debt. The program performs solidly against national competition (66th percentile), suggesting Minnesota's chemistry landscape is simply competitive. For a regional campus with an 82% admission rate, this represents strong valueβespecially considering the moderate debt load gives graduates breathing room while their earnings accelerate.
For families considering chemistry who want to avoid both heavy debt and geographic limitations, UMN-Duluth offers a practical path. The earning trajectory suggests graduates are landing jobs with genuine advancement potential, not just entry-level positions with capped salaries. The combination of manageable debt and robust earnings growth makes this a financially sound choice, particularly for Minnesota residents paying in-state tuition.
Where University of Minnesota-Duluth Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Distribution
How University of Minnesota-Duluth graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Minnesota-Duluth | $44,674 | $66,981 | +50% |
| Northeastern University | $62,511 | $88,634 | +42% |
| Kalamazoo College | $39,940 | $75,833 | +90% |
| University of Minnesota-Twin Cities | $47,451 | $64,031 | +35% |
| St Olaf College | $44,020 | $57,761 | +31% |
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,318 | $44,674 | $66,981 | $22,500 | 0.50 | |
| $48,311 | $50,007 | β | β | β | |
| $16,488 | $47,451 | $64,031 | $21,158 | 0.45 | |
| $56,970 | $44,020 | $57,761 | $24,988 | 0.57 | |
| National Median | β | $42,581 | β | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.