Median Earnings (1yr)
$44,674
66th percentile (40th in MN)
Median Debt
$22,500
6% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
31
Adequate data

Analysis

UMN-Duluth's chemistry program demonstrates something parents rarely see: substantial earning power that builds meaningfully over time. While graduates start slightly below the Minnesota median at $44,674, by year four they're earning $67,000—a 50% jump that outpaces both national and state patterns. The $22,500 in median debt sits comfortably below both state and national averages, creating a debt-to-earnings ratio of 0.5 that most liberal arts programs would envy.

The 40th percentile ranking among Minnesota chemistry programs initially seems middling, but context matters. Graduates are trailing the Twin Cities campus by just $3,500 after four years despite starting over $20,000 lower in debt. The program performs solidly against national competition (66th percentile), suggesting Minnesota's chemistry landscape is simply competitive. For a regional campus with an 82% admission rate, this represents strong value—especially considering the moderate debt load gives graduates breathing room while their earnings accelerate.

For families considering chemistry who want to avoid both heavy debt and geographic limitations, UMN-Duluth offers a practical path. The earning trajectory suggests graduates are landing jobs with genuine advancement potential, not just entry-level positions with capped salaries. The combination of manageable debt and robust earnings growth makes this a financially sound choice, particularly for Minnesota residents paying in-state tuition.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

University of Minnesota-DuluthOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Duluth graduates compare to all programs nationally

University of Minnesota-Duluth graduates earn $45k, placing them in the 66th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Duluth$44,674$66,981$22,5000.50
Hamline University$50,007
University of Minnesota-Twin Cities$47,451$64,031$21,1580.45
St Olaf College$44,020$57,761$24,9880.57
National Median$42,581$24,0000.56

Other Chemistry Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Hamline University
Saint Paul
$48,311$50,007
University of Minnesota-Twin Cities
Minneapolis
$16,488$47,451$21,158
St Olaf College
Northfield
$56,970$44,020$24,988

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.