Median Earnings (1yr)
$48,339
88th percentile (60th in MN)
Median Debt
$18,750
29% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
53
Adequate data

Analysis

University of Minnesota-Twin Cities graduates Education majors earning nearly $49,000 in their first year—placing them well above the national median of $38,660 and comfortably ahead of Minnesota's state median of $42,658. While the program ranks in the 60th percentile within Minnesota (there are stronger in-state options), it significantly outperforms most education programs nationally at the 88th percentile. The real advantage here is the debt load: at $18,750, it's substantially lower than both the national median ($26,522) and state median ($21,875), creating a debt-to-earnings ratio of just 0.39—manageable even on a teacher's starting salary.

The financial math works decisively in this program's favor. Education majors typically face a challenging economic proposition nationwide, but Minnesota-Twin Cities delivers stronger starting earnings with notably less debt burden than peers. For families worried about their child taking on significant loans to enter a modest-paying field, this represents one of the more financially sensible paths into teaching. The moderate sample size suggests reliable data without red flags.

If teaching is the goal and in-state tuition is available, this program offers solid preparation from a respected flagship university without the debt trap that plagues many education degrees. The combination of above-average earnings and below-average debt makes this a financially sound choice in a field where that distinction matters enormously.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all education bachelors's programs nationally

University of Minnesota-Twin CitiesOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $48k, placing them in the 88th percentile of all education bachelors programs nationally.

Compare to Similar Programs in Minnesota

Education bachelors's programs at peer institutions in Minnesota (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$48,339—$18,7500.39
Hamline University$36,976—$25,0000.68
National Median$38,660—$26,5220.69

Other Education Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Hamline University
Saint Paul
$48,311$36,976$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.