Finance and Financial Management Services at University of Minnesota-Twin Cities
Bachelor's Degree
Analysis
The University of Minnesota-Twin Cities runs one of the most lucrative finance programs in the country—graduates earn $69,094 in their first year, crushing both the national median ($53,590) and Minnesota's average ($52,188) by nearly $17,000. Among Minnesota's 21 finance programs, this ranks in the 80th percentile, outearning even private universities like Augsburg and Concordia. Nationally, it's in the 95th percentile. The $21,500 median debt sits comfortably below both state and national averages, creating a debt-to-earnings ratio of 0.31—low enough that most graduates should manage repayment without stress.
The trajectory looks equally solid: earnings jump 27% to nearly $88,000 by year four, suggesting graduates are landing finance roles with genuine advancement potential rather than back-office positions that plateau early. Given the university's 77% admission rate, this represents an accessible path to top-tier finance outcomes without the Ivy League price tag or admissions lottery.
For families weighing Minnesota's finance options, this is the clear standout. You're getting elite-level career results at a public university price point, with debt levels that won't derail other financial goals. The robust sample size (100+ graduates) means these aren't outlier results—this is the program's actual track record.
Where University of Minnesota-Twin Cities Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Minnesota-Twin Cities graduates compare to all programs nationally
University of Minnesota-Twin Cities graduates earn $69k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Finance and Financial Management Services bachelors's programs at peer institutions in Minnesota (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Minnesota-Twin Cities | $69,094 | $87,799 | $21,500 | 0.31 |
| University of St Thomas | $66,006 | $81,390 | $26,250 | 0.40 |
| Augsburg University | $63,598 | $64,401 | $27,000 | 0.42 |
| Concordia College at Moorhead | $59,104 | — | — | — |
| Saint Mary's University of Minnesota | $58,451 | — | $27,000 | 0.46 |
| The College of Saint Scholastica | $52,677 | — | $23,000 | 0.44 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of St Thomas Saint Paul | $52,284 | $66,006 | $26,250 |
| Augsburg University Minneapolis | $43,942 | $63,598 | $27,000 |
| Concordia College at Moorhead Moorhead | $30,020 | $59,104 | — |
| Saint Mary's University of Minnesota Winona | $43,160 | $58,451 | $27,000 |
| The College of Saint Scholastica Duluth | $40,454 | $52,677 | $23,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 285 graduates with reported earnings and 270 graduates with debt data. Small samples may not be representative.