Finance and Financial Management Services at Concordia College at Moorhead

First-year earnings of $59,104 place Concordia's finance program solidly above both state and national benchmarks, outperforming the typical Minnesota finance degree by about $7,000. While debt figures are estimated from comparable Minnesota programs at around $26,625, the resulting debt-to-earnings ratio of 0.45 suggests graduates could theoretically pay off loans in about six months of gross income—a manageable burden by any standard. These earnings put Concordia graduates roughly in the middle of Minnesota's finance programs, trailing the state's largest schools but competitive with similar-sized institutions.

The caveat here is meaningful: we're working with estimated debt and a sample size too small for the Department of Education to publish official figures. Similar programs in Minnesota typically leave students with $24,000-$27,000 in debt, but your child's actual borrowing could vary considerably depending on scholarships, family contribution, and how efficiently they complete the degree. The earnings figure is more reliable and suggests Concordia's finance graduates find solid entry-level positions—whether that's in Minneapolis financial firms, regional banking, or corporate finance roles.

The practical takeaway: if your child can graduate with debt near the state average, Concordia's finance program appears to deliver competitive early-career outcomes without the premium price or debt load of Minnesota's larger private universities. Request the school's actual graduate outcome data and four-year graduation rates to confirm these estimated figures align with reality.