Analysis
With $21,500 in debt and first-year earnings of $31,652, a philosophy degree from the University of Minnesota delivers exactly average national outcomes—but that's not necessarily a problem. The debt load sits at 68% of first-year earnings, which is manageable compared to many liberal arts programs where ratios exceed 1.0. Among Minnesota's two dozen philosophy programs, this lands at the 60th percentile for earnings, suggesting it's a solid in-state option at a flagship university.
The real question is what comes after that first year. Philosophy graduates typically see significant earnings growth as they move into law school, business roles, or other careers where critical thinking skills command higher pay. At this debt level, graduates have breathing room to pursue graduate school or entry-level positions that lead somewhere. The moderate sample size (30-100 graduates) means these numbers are reasonably reliable, though individual outcomes will vary based on career path.
For families prioritizing strong fundamentals in reasoning and writing at a well-regarded public university, this represents fair value—especially at in-state tuition rates. The debt won't be crushing, and UMN's name recognition provides credibility. Just understand that philosophy is an investment in transferable skills rather than immediate earning power, and plan accordingly for what comes after graduation.
Where University of Minnesota-Twin Cities Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of Minnesota-Twin Cities graduates compare to all programs nationally
Compare to Similar Programs Nationally
Philosophy bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,488 | $31,652 | — | $21,500 | 0.68 | |
| $66,104 | $73,053 | $90,761 | $18,500 | 0.25 | |
| $69,045 | $52,668 | — | $20,062 | 0.38 | |
| $67,680 | $47,345 | $47,768 | $18,000 | 0.38 | |
| $6,270 | $43,699 | — | $15,636 | 0.36 | |
| $7,410 | $43,311 | — | $18,700 | 0.43 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.