Median Earnings (1yr)
$31,652
50th percentile (60th in MN)
Median Debt
$21,500
5% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
40
Adequate data

Analysis

With $21,500 in debt and first-year earnings of $31,652, a philosophy degree from the University of Minnesota delivers exactly average national outcomes—but that's not necessarily a problem. The debt load sits at 68% of first-year earnings, which is manageable compared to many liberal arts programs where ratios exceed 1.0. Among Minnesota's two dozen philosophy programs, this lands at the 60th percentile for earnings, suggesting it's a solid in-state option at a flagship university.

The real question is what comes after that first year. Philosophy graduates typically see significant earnings growth as they move into law school, business roles, or other careers where critical thinking skills command higher pay. At this debt level, graduates have breathing room to pursue graduate school or entry-level positions that lead somewhere. The moderate sample size (30-100 graduates) means these numbers are reasonably reliable, though individual outcomes will vary based on career path.

For families prioritizing strong fundamentals in reasoning and writing at a well-regarded public university, this represents fair value—especially at in-state tuition rates. The debt won't be crushing, and UMN's name recognition provides credibility. Just understand that philosophy is an investment in transferable skills rather than immediate earning power, and plan accordingly for what comes after graduation.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of Minnesota-Twin CitiesOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $32k, placing them in the 50th percentile of all philosophy bachelors programs nationally.

Compare to Similar Programs in Minnesota

Philosophy bachelors's programs at peer institutions in Minnesota (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$31,652—$21,5000.68
National Median$31,652—$22,6410.72

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.