Median Earnings (1yr)
$31,652
50th percentile
60th percentile in Minnesota
Median Debt
$21,500
5% below national median

Analysis

With $21,500 in debt and first-year earnings of $31,652, a philosophy degree from the University of Minnesota delivers exactly average national outcomes—but that's not necessarily a problem. The debt load sits at 68% of first-year earnings, which is manageable compared to many liberal arts programs where ratios exceed 1.0. Among Minnesota's two dozen philosophy programs, this lands at the 60th percentile for earnings, suggesting it's a solid in-state option at a flagship university.

The real question is what comes after that first year. Philosophy graduates typically see significant earnings growth as they move into law school, business roles, or other careers where critical thinking skills command higher pay. At this debt level, graduates have breathing room to pursue graduate school or entry-level positions that lead somewhere. The moderate sample size (30-100 graduates) means these numbers are reasonably reliable, though individual outcomes will vary based on career path.

For families prioritizing strong fundamentals in reasoning and writing at a well-regarded public university, this represents fair value—especially at in-state tuition rates. The debt won't be crushing, and UMN's name recognition provides credibility. Just understand that philosophy is an investment in transferable skills rather than immediate earning power, and plan accordingly for what comes after graduation.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

Compare to Similar Programs Nationally

Philosophy bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin CitiesMinneapolis$16,488$31,652$21,5000.68
University of PennsylvaniaPhiladelphia$66,104$73,053$90,761$18,5000.25
Columbia University in the City of New YorkNew York$69,045$52,668$20,0620.38
Boston CollegeChestnut Hill$67,680$47,345$47,768$18,0000.38
Utah Valley UniversityOrem$6,270$43,699$15,6360.36
CUNY Lehman CollegeBronx$7,410$43,311$18,7000.43
National Median$31,652$22,6410.72

Career Paths

Occupations commonly associated with philosophy graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.