Analysis
A debt-to-earnings ratio of 0.49 suggests this physics program—based on outcomes from similar bachelor's programs nationally—offers reasonable financial footing. With estimated first-year earnings around $47,670 against roughly $23,400 in debt, graduates would dedicate less than half their initial salary to what they owe. Physics degrees typically open doors to graduate school or technical careers where earnings accelerate, making this debt load manageable if your student plans to leverage the credential strategically.
The challenge is Mississippi's limited physics landscape—just seven schools offer the program statewide, and none have reported outcome data, leaving us without local benchmarks. Ole Miss's nearly open admission (98%) and modest SAT average (1187) suggest the institution serves a broad range of students, which could mean variable preparation levels in a demanding major like physics. The question becomes whether your student can thrive in rigorous quantitative coursework and whether they're planning the graduate work or specialized roles where physics degrees truly pay off.
If your child is serious about physics and prefers staying in-state, these estimated numbers don't raise red flags. But push them to articulate their post-graduation plan—physics bachelors who stop there often need creativity in job searches, while those continuing to graduate programs or entering fields like data science, engineering, or research tend to see the investment compound favorably.
Where University of Mississippi Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,412 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mississippi, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.