Analysis
Based on comparable accounting programs across Alabama, this bachelor's degree appears positioned in the middle of the state's range, with estimated first-year earnings of $47,089 and debt around $25,764. That debt-to-earnings ratio of 0.55 suggests manageable repayment, though the estimated earnings trail stronger programs like Auburn ($60,381) and Alabama ($53,452) by substantial margins. The four-year earnings figure of $55,059βwhich is actual reported dataβshows meaningful growth and aligns more closely with national norms, indicating graduates do catch up over time.
The challenge is understanding what's driving the initial gap. Is it simply that Montevallo's accounting graduates start in lower-paying regional markets, or does the program lack the recruiting pipeline that larger state universities enjoy? With 39% of students receiving Pell grants, many families here are counting on strong early earnings to justify the investment. While the debt level matches state and national medians and appears serviceable, parents should recognize their student may need several years to reach the earning power typical of accounting graduates elsewhere.
The practical question: can your family afford a slower earnings ramp? If your student plans to stay in Alabama and the $25,764 in debt feels manageable on a $47,000 starting salary, this could work. But if they're comparing offers, know that peer programs in the state are producing significantly higher initial outcomesβthough whether that's the school or the graduate's choices remains unclear given the estimated data.
Where University of Montevallo Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Montevallo | β | $55,059 | β |
| University of Alabama in Huntsville | $45,751 | $69,175 | +51% |
| Auburn University | $60,381 | $68,374 | +13% |
| The University of Alabama | $53,452 | $68,159 | +28% |
| Strayer University-Alabama | $52,373 | $56,398 | +8% |
Compare to Similar Programs in Alabama
Accounting bachelors's programs at peer institutions in Alabama (24 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,710 | $47,089* | $55,059 | $25,764* | β | |
| $12,536 | $60,381* | $68,374 | $23,250* | 0.39 | |
| $11,900 | $53,452* | $68,159 | $23,000* | 0.43 | |
| $13,920 | $52,373* | $56,398 | $54,989* | 1.05 | |
| $8,832 | $51,640* | $53,666 | $34,288* | 0.66 | |
| $13,420 | $49,538* | $54,212 | β* | β | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Montevallo, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in AL. Actual outcomes may vary.