Analysis
A debt-to-earnings ratio of 0.59 makes this chemistry bachelor's degree financially manageable—similar programs in Alabama suggest graduates typically earn around $42,000 in their first year while carrying debt near $25,000. That's not an easy load, but it falls well within the threshold where monthly payments won't consume an unreasonable share of take-home pay. Chemistry degrees tend to open doors to lab work, quality control positions, and graduate school pathways, all of which can lift earnings substantially beyond the first year.
The challenge is that chemistry outcomes vary dramatically even within Alabama. The University of North Alabama's chemistry graduates reportedly earn nearly $50,000 right out of the gate, while UAB's earn $34,000—a $15,000 spread that matters enormously when you're facing similar debt levels. Without specific outcome data for Montevallo, you're working with educated guesswork about where this program lands in that range. The estimated figures here track the state median, suggesting middle-of-the-pack performance, but whether Montevallo's chemistry program leans toward stronger industry connections or more academically focused preparation makes a real difference.
This program likely works if your child is headed toward graduate school or already has lab experience lined up. If they're uncertain about next steps after graduation, consider reaching out to Montevallo's chemistry department directly to ask about recent graduate placements—something the federal data can't tell you but that would clarify whether this investment makes sense.
Where University of Montevallo Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Alabama
Chemistry bachelors's programs at peer institutions in Alabama (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,710 | $42,581* | — | $24,915* | — | |
| $11,990 | $49,497* | $70,485 | $24,830* | 0.50 | |
| $8,832 | $33,931* | — | $26,000* | 0.77 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Montevallo, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.