Median Earnings (1yr)
$30,956
46th percentile (40th in NY)
Median Debt
$26,000
2% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
54
Adequate data

Analysis

Mount Saint Vincent's psychology program starts below both state and national medians at $30,956, landing in the 40th percentile among New York schools. But here's what sets it apart: that first-year figure jumps to $42,806 by year four—a 38% increase that outpaces most psychology programs. While graduates initially earn less than the typical New York psychology major, they're catching up quickly and surpassing many peers within a few years.

The $26,000 debt load sits right at the national norm, creating a manageable first-year ratio of 0.84. For a school serving a substantial population of Pell grant recipients (43%), these numbers suggest decent accessibility. The concerning piece is that even after strong growth, four-year earnings still trail the state's top performers by $5,000-$15,000. CUNY options and Excelsior consistently deliver better returns from day one.

For families weighing this investment: the trajectory matters more than the starting point here. If your student is resilient about entry-level earnings and can leverage the degree into positions with growth potential, the math improves significantly. But if immediate post-graduation income is critical—perhaps to service other debts or support family—starting 20% below comparable New York programs creates real financial pressure during those first two years.

Where University of Mount Saint Vincent Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Mount Saint VincentOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mount Saint Vincent graduates compare to all programs nationally

University of Mount Saint Vincent graduates earn $31k, placing them in the 46th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mount Saint Vincent$30,956$42,806$26,0000.84
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mount Saint Vincent, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.