Analysis
A debt load around $23,675 for a chemistry bachelor's degree positions UNK graduates reasonably well for their first year out—comparable programs nationally suggest earnings near $42,600, yielding a debt-to-earnings ratio of 0.56. That's manageable territory where monthly loan payments shouldn't consume an unreasonable chunk of take-home pay. Chemistry bachelor's programs across Nebraska typically leave students with slightly higher debt (around $26,700), so UNK's estimated figure suggests some relative affordability within the state.
The caveat here is visibility: the Department of Education can't publish actual outcomes for this specific program because the graduate cohort is too small. That small sample size tells its own story—UNK isn't graduating large numbers of chemistry majors, which could mean limited on-campus resources like research opportunities or specialized faculty, or simply that most Nebraska students pursue chemistry at larger institutions. The earnings estimate comes from 205 similar programs nationwide, so it reflects what chemistry graduates generally earn, not necessarily what UNK's particular alumni network and regional employment connections deliver.
For families comfortable with uncertainty, the numbers look workable—debt under $24,000 for a science credential isn't alarming. But the lack of program-specific data means you're betting on UNK's chemistry program performing roughly like the national average without direct evidence it does. If your student is considering graduate school, that path might matter more than these first-year earnings anyway.
Where University of Nebraska at Kearney Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,302 | $42,581* | — | $23,675* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.