Median Earnings (1yr)
$34,055
70th percentile
40th percentile in Nebraska
Median Debt
$24,072
6% below national median

Analysis

University of Nebraska at Kearney's psychology program produces graduates earning $34,055 in their first yearβ€”better than 70% of psychology programs nationally, but landing near the middle of Nebraska's pack at the 40th percentile statewide. For context, UNK grads trail their peers at UN-Omaha by about $2,000 and fall well behind private competitors like Concordia ($39,883) and Bellevue ($38,928). The $24,072 in typical debt sits slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.71.

The 31% earnings jump to $44,525 by year four suggests decent career progression, though these figures come from a small sample of fewer than 30 graduates, which limits their reliability. What matters most for Nebraska families: You're paying less debt for outcomes that match the national psychology profile but don't particularly stand out in-state. If your student can access UNK's lower tuition rates as a Nebraska resident, the modest debt load makes this a reasonable choice despite the middling earnings. However, families should explore whether UN-Omaha or the higher-earning private schools might justify slightly different price points, particularly if financial aid packages make those options competitive.

Where University of Nebraska at Kearney Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Nebraska at Kearney graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Nebraska at Kearney$34,055$44,525+31%
University of Nebraska-Lincoln$33,034$45,176+37%
Peru State College$32,542$44,483+37%
Nebraska Wesleyan University$35,540$40,348+14%
University of Nebraska at Omaha$36,094$40,143+11%

Compare to Similar Programs in Nebraska

Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Nebraska at KearneyKearney$8,302$34,055$44,525$24,0720.71
Concordia University-NebraskaSeward$39,330$39,883$37,301$27,0000.68
Bellevue UniversityBellevue$8,886$38,928β€”$28,8330.74
University of Nebraska at OmahaOmaha$8,370$36,094$40,143$21,7830.60
Nebraska Wesleyan UniversityLincoln$41,658$35,540$40,348$27,0000.76
Doane UniversityCrete$40,491$34,896$36,610$27,0000.77
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.