Analysis
University of Nebraska at Kearney's psychology program produces graduates earning $34,055 in their first yearβbetter than 70% of psychology programs nationally, but landing near the middle of Nebraska's pack at the 40th percentile statewide. For context, UNK grads trail their peers at UN-Omaha by about $2,000 and fall well behind private competitors like Concordia ($39,883) and Bellevue ($38,928). The $24,072 in typical debt sits slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.71.
The 31% earnings jump to $44,525 by year four suggests decent career progression, though these figures come from a small sample of fewer than 30 graduates, which limits their reliability. What matters most for Nebraska families: You're paying less debt for outcomes that match the national psychology profile but don't particularly stand out in-state. If your student can access UNK's lower tuition rates as a Nebraska resident, the modest debt load makes this a reasonable choice despite the middling earnings. However, families should explore whether UN-Omaha or the higher-earning private schools might justify slightly different price points, particularly if financial aid packages make those options competitive.
Where University of Nebraska at Kearney Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Nebraska at Kearney graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Nebraska at Kearney | $34,055 | $44,525 | +31% |
| University of Nebraska-Lincoln | $33,034 | $45,176 | +37% |
| Peru State College | $32,542 | $44,483 | +37% |
| Nebraska Wesleyan University | $35,540 | $40,348 | +14% |
| University of Nebraska at Omaha | $36,094 | $40,143 | +11% |
Compare to Similar Programs in Nebraska
Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,302 | $34,055 | $44,525 | $24,072 | 0.71 | |
| $39,330 | $39,883 | $37,301 | $27,000 | 0.68 | |
| $8,886 | $38,928 | β | $28,833 | 0.74 | |
| $8,370 | $36,094 | $40,143 | $21,783 | 0.60 | |
| $41,658 | $35,540 | $40,348 | $27,000 | 0.76 | |
| $40,491 | $34,896 | $36,610 | $27,000 | 0.77 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.