Median Earnings (1yr)
$34,055
70th percentile (40th in NE)
Median Debt
$24,072
6% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
28
Limited data

Analysis

University of Nebraska at Kearney's psychology program produces graduates earning $34,055 in their first year—better than 70% of psychology programs nationally, but landing near the middle of Nebraska's pack at the 40th percentile statewide. For context, UNK grads trail their peers at UN-Omaha by about $2,000 and fall well behind private competitors like Concordia ($39,883) and Bellevue ($38,928). The $24,072 in typical debt sits slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.71.

The 31% earnings jump to $44,525 by year four suggests decent career progression, though these figures come from a small sample of fewer than 30 graduates, which limits their reliability. What matters most for Nebraska families: You're paying less debt for outcomes that match the national psychology profile but don't particularly stand out in-state. If your student can access UNK's lower tuition rates as a Nebraska resident, the modest debt load makes this a reasonable choice despite the middling earnings. However, families should explore whether UN-Omaha or the higher-earning private schools might justify slightly different price points, particularly if financial aid packages make those options competitive.

Where University of Nebraska at Kearney Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Nebraska at KearneyOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Nebraska at Kearney graduates compare to all programs nationally

University of Nebraska at Kearney graduates earn $34k, placing them in the 70th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Nebraska

Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Nebraska at Kearney$34,055$44,525$24,0720.71
Concordia University-Nebraska$39,883$37,301$27,0000.68
Bellevue University$38,928$28,8330.74
University of Nebraska at Omaha$36,094$40,143$21,7830.60
Nebraska Wesleyan University$35,540$40,348$27,0000.76
Doane University$34,896$36,610$27,0000.77
National Median$31,482$25,5000.81

Other Psychology Programs in Nebraska

Compare tuition, earnings, and debt across Nebraska schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia University-Nebraska
Seward
$39,330$39,883$27,000
Bellevue University
Bellevue
$8,886$38,928$28,833
University of Nebraska at Omaha
Omaha
$8,370$36,094$21,783
Nebraska Wesleyan University
Lincoln
$41,658$35,540$27,000
Doane University
Crete
$40,491$34,896$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.