Analysis
UNL's psychology bachelor's leads to surprisingly strong earnings growth, with graduates jumping from $33,034 to $45,176 over four years—a 37% increase that suggests real career progression rather than dead-end service jobs. The manageable $22,750 debt load (about half the first-year salary) means most graduates can handle payments while building toward that mid-40s income level.
The state picture requires some context: while UNL ranks at the 40th percentile among Nebraska psychology programs initially, those top-earning competitors include small private schools where many students may be pursuing specific pre-professional tracks. UNL beats the national median by nearly $2,000 and sits at the 62nd percentile nationally, indicating solid performance against the broader field. More importantly, the trajectory matters—by year four, that $45,000+ salary puts graduates well above typical psychology bachelor's outcomes.
For a flagship state university with a 77% acceptance rate, this program delivers accessible psychology training that actually translates to career advancement. The debt-to-earnings ratio and strong growth pattern suggest graduates are finding paths beyond the entry-level roles that often trap psychology majors. If your child is committed to psychology and plans to work after the bachelor's degree, UNL offers a workable financial foundation with clear earning potential—just understand the first year or two will require some financial patience.
Where University of Nebraska-Lincoln Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Nebraska-Lincoln graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Nebraska-Lincoln | $33,034 | $45,176 | +37% |
| University of Nebraska at Kearney | $34,055 | $44,525 | +31% |
| Peru State College | $32,542 | $44,483 | +37% |
| Nebraska Wesleyan University | $35,540 | $40,348 | +14% |
| University of Nebraska at Omaha | $36,094 | $40,143 | +11% |
Compare to Similar Programs in Nebraska
Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,108 | $33,034 | $45,176 | $22,750 | 0.69 | |
| $39,330 | $39,883 | $37,301 | $27,000 | 0.68 | |
| $8,886 | $38,928 | — | $28,833 | 0.74 | |
| $8,370 | $36,094 | $40,143 | $21,783 | 0.60 | |
| $41,658 | $35,540 | $40,348 | $27,000 | 0.76 | |
| $40,491 | $34,896 | $36,610 | $27,000 | 0.77 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska-Lincoln, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 196 graduates with reported earnings and 267 graduates with debt data. Small samples may not be representative.