Median Earnings (1yr)
$33,034
62nd percentile (40th in NE)
Median Debt
$22,750
11% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
196
Adequate data

Analysis

UNL's psychology bachelor's leads to surprisingly strong earnings growth, with graduates jumping from $33,034 to $45,176 over four years—a 37% increase that suggests real career progression rather than dead-end service jobs. The manageable $22,750 debt load (about half the first-year salary) means most graduates can handle payments while building toward that mid-40s income level.

The state picture requires some context: while UNL ranks at the 40th percentile among Nebraska psychology programs initially, those top-earning competitors include small private schools where many students may be pursuing specific pre-professional tracks. UNL beats the national median by nearly $2,000 and sits at the 62nd percentile nationally, indicating solid performance against the broader field. More importantly, the trajectory matters—by year four, that $45,000+ salary puts graduates well above typical psychology bachelor's outcomes.

For a flagship state university with a 77% acceptance rate, this program delivers accessible psychology training that actually translates to career advancement. The debt-to-earnings ratio and strong growth pattern suggest graduates are finding paths beyond the entry-level roles that often trap psychology majors. If your child is committed to psychology and plans to work after the bachelor's degree, UNL offers a workable financial foundation with clear earning potential—just understand the first year or two will require some financial patience.

Where University of Nebraska-Lincoln Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Nebraska-LincolnOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Nebraska-Lincoln graduates compare to all programs nationally

University of Nebraska-Lincoln graduates earn $33k, placing them in the 62th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Nebraska

Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Nebraska-Lincoln$33,034$45,176$22,7500.69
Concordia University-Nebraska$39,883$37,301$27,0000.68
Bellevue University$38,928—$28,8330.74
University of Nebraska at Omaha$36,094$40,143$21,7830.60
Nebraska Wesleyan University$35,540$40,348$27,0000.76
Doane University$34,896$36,610$27,0000.77
National Median$31,482—$25,5000.81

Other Psychology Programs in Nebraska

Compare tuition, earnings, and debt across Nebraska schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia University-Nebraska
Seward
$39,330$39,883$27,000
Bellevue University
Bellevue
$8,886$38,928$28,833
University of Nebraska at Omaha
Omaha
$8,370$36,094$21,783
Nebraska Wesleyan University
Lincoln
$41,658$35,540$27,000
Doane University
Crete
$40,491$34,896$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska-Lincoln, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 196 graduates with reported earnings and 267 graduates with debt data. Small samples may not be representative.