Analysis
A debt load of $11,000 for an associate's degree in business is relatively modest by national standards, particularly when comparable programs nationally carry a median debt closer to $13,500. Based on similar business associate's programs across the country, first-year earnings around $36,600 suggest this degree should be manageable to pay offβthe 0.30 debt-to-earnings ratio means graduates would owe less than a third of their first year's salary. By year four, earnings climb to nearly $44,000, positioning graduates close to what the top quarter of business associate's programs nationally produce.
What's harder to assess is how UNH-Manchester's specific program stacks up against its New Hampshire peers. With only three business associate's programs in the state and no public earnings data for comparison, parents are essentially flying blind on whether this program delivers competitive local outcomes. The university's solid admission profile and relatively low Pell grant percentage suggest it serves a more traditional student body, which could mean stronger completion rates and better employment connections, but that's speculation.
The practical takeaway: if your child needs a two-year business credential with contained debt, the estimated numbers suggest reasonable value. Just understand you're betting on a program without its own track record in the dataβthe real outcomes for UNH-Manchester graduates may differ from these national averages.
Where University of New Hampshire at Manchester Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of New Hampshire at Manchester | β | $43,938 | β |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Salt Lake Community College | $43,359 | $53,497 | +23% |
Compare to Similar Programs Nationally
Business/Commerce associates's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,820 | $36,591* | $43,938 | $11,000* | β | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| $7,630 | $62,409* | $44,964 | $12,500* | 0.20 | |
| $23,324 | $49,530* | $48,012 | $31,338* | 0.63 | |
| $31,168 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $8,216 | $49,463* | $54,966 | $25,149* | 0.51 | |
| National Median | β | $36,591* | β | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Hampshire at Manchester, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.