Analysis
Chemistry majors at UNH face a challenging financial start, with peer programs nationally suggesting around $42,600 in first-year earnings against roughly $23,700 in debt. That 0.56 debt-to-earnings ratio is manageable on paper, but the real story emerges by year four: graduates earn a median of $62,522, a 47% jump that signals chemistry careers often require additional training, certifications, or simply time to land the higher-paying positions the degree promises. This delayed payoff is typical for STEM fields where lab experience and specialization matter more than the diploma alone.
What complicates the picture for UNH specifically is that both earnings and debt figures are estimates drawn from similar chemistry programs nationwideβthe actual graduate cohort here is too small for the Department of Education to report. New Hampshire chemistry programs tend toward slightly higher debt loads (around $27,000 median statewide), so UNH's estimated figure may prove conservative. The four-year earnings number is actual data for UNH graduates, which is encouraging, but without knowing first-year outcomes specific to this campus, parents should plan for the possibility of lean early years requiring financial support or supplemental income.
The clearest takeaway: if your student plans to work in chemistry immediately after graduation rather than pursuing graduate school, budget for lower starting pay than the mid-career numbers suggest, and ensure they can weather that initial period without accumulating additional debt.
Where University of New Hampshire-Main Campus Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of New Hampshire-Main Campus | β | $62,522 | β |
| Northeastern University | $62,511 | $88,634 | +42% |
| Kalamazoo College | $39,940 | $75,833 | +90% |
| Western Washington University | $48,527 | $73,774 | +52% |
| Rutgers University-Camden | $44,949 | $73,289 | +63% |
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,112 | $42,581* | $62,522 | $23,675* | β | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | β | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Hampshire-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.