Median Earnings (1yr)
$35,057
5th percentile (40th in AL)
Median Debt
$22,034
15% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
88
Adequate data

Analysis

Business graduates from University of North Alabama start earning $35,057—about $10,600 below the Alabama median and ranking in just the 5th percentile nationally. The starting salary barely exceeds what many entry-level positions pay without a degree, raising questions about whether this program delivers adequate career preparation. While earnings do climb to $44,454 by year four (a solid 27% gain), that still trails the state median and sits well below what Alabama's top programs deliver. Auburn and Alabama grads, for instance, earn $12,000-$13,000 more at the four-year mark.

The debt picture offers some relief: at $22,034, graduates borrow about $7,500 less than the Alabama average, keeping the debt-to-earnings ratio manageable at 0.63. For families prioritizing minimal debt over maximized earnings, this lower borrowing partially offsets the earnings gap. However, it's worth noting that Athens State graduates earn $5,000 more annually while carrying similar debt levels.

The bottom line is that this program ranks in the middle of Alabama options but lags far behind nationally. Families should seriously consider whether the $10,000 annual earnings gap compared to stronger in-state alternatives justifies choosing UNA, even with its lower debt load and accessible admission. If UNA is the choice for other reasons, students need aggressive internship and networking strategies to close the earnings gap.

Where University of North Alabama Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of North AlabamaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Alabama graduates compare to all programs nationally

University of North Alabama graduates earn $35k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Business Administration, Management and Operations bachelors's programs at peer institutions in Alabama (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Alabama$35,057$44,454$22,0340.63
Columbia Southern University$58,468$57,593$31,2840.54
Auburn University$56,948$66,560$22,2500.39
Herzing University-Birmingham$52,469$55,767$46,7920.89
Athens State University$49,436$53,197$28,2500.57
The University of Alabama$48,668$57,872$25,0000.51
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$58,468$31,284
Auburn University
Auburn
$12,536$56,948$22,250
Herzing University-Birmingham
Birmingham
$13,420$52,469$46,792
Athens State University
Athens
$49,436$28,250
The University of Alabama
Tuscaloosa
$11,900$48,668$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Alabama, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 93 graduates with debt data. Small samples may not be representative.