Est. Earnings (1yr)
$62,647
Est. from NC median (3 programs)
Est. Median Debt
$22,793
Est. from NC median (4 programs)

Analysis

Physics programs in North Carolina show considerable variation, with first-year outcomes spanning from under $44,000 to over $70,000. Based on comparable programs in the state, UNC Asheville's physics graduates likely earn around $63,000 in their first year—well above the national median of $47,670 for physics bachelor's degrees and matching what UNC Chapel Hill graduates reportedly earn.

The estimated debt load of roughly $23,000 creates a manageable 0.36 debt-to-earnings ratio, meaning graduates would owe about four months of their first-year salary. This positions favorably compared to many undergraduate programs, particularly for a field where many physics majors continue to graduate school or pivot into adjacent careers in data science, engineering, or software development. The institution's 94% admission rate and solid SAT averages suggest this isn't a highly selective program, yet the earnings projections align with North Carolina's flagship institutions.

The caveat here matters: these figures come from a small pool of peer programs rather than tracked outcomes for UNC Asheville's own graduates. For a physics degree—where individual ambition and graduate school plans often matter more than the undergraduate institution—this program appears financially viable. The debt burden won't constrain post-graduation choices, whether that means pursuing a PhD, entering the workforce directly, or transitioning to applied fields where physics training commands a premium.

Where University of North Carolina Asheville Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in North Carolina

Physics bachelors's programs at peer institutions in North Carolina (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of North Carolina AshevilleAsheville$7,461$62,647*—$22,793*—
University of North Carolina at CharlotteCharlotte$7,214$70,150*—$28,750*0.41
University of North Carolina at Chapel HillChapel Hill$8,989$62,647*—$19,200*0.31
North Carolina State University at RaleighRaleigh$8,895$43,740*—$23,490*0.54
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Asheville, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.