Median Earnings (1yr)
$24,666
5th percentile
25th percentile in North Carolina
Median Debt
$21,055
17% below national median

Analysis

UNC Asheville's psychology program starts graduates at just $24,666—roughly $7,000 below the state median and in the bottom 5% nationally. That's an alarmingly low first-year salary, especially since it falls $4,000 short of even covering typical living expenses in North Carolina. The manageable debt load of $21,055 offers little consolation when earnings barely support independent living. Within North Carolina, this program ranks in just the 25th percentile, trailing every major competitor including UNC Chapel Hill by $7,000.

The silver lining is genuine earnings growth: by year four, graduates reach $37,132, a 51% increase that suggests career momentum. But this requires weathering those difficult early years when debt payments strain an already tight budget. Compare this to Elon or Wake Forest, where graduates start $10,000+ higher and avoid that initial earnings squeeze entirely.

For an anxious parent, the question is whether your child can afford to earn $24,666 while managing student loans. If they'll need financial support during those first years post-graduation, factor that into your cost calculation. If they're considering graduate school anyway—common in psychology—these low bachelor's earnings become less concerning. Otherwise, the stronger North Carolina programs offer notably better starting positions without requiring years to catch up.

Where University of North Carolina Asheville Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of North Carolina Asheville graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina Asheville$24,666$37,132+51%
Duke University$33,559$72,857+117%
Wake Forest University$34,823$59,767+72%
Elon University$36,668$48,045+31%
University of North Carolina at Chapel Hill$31,804$46,914+48%

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina AshevilleAsheville$7,461$24,666$37,132$21,0550.85
Elon UniversityElon$44,536$36,668$48,045$23,2500.63
Wake Forest UniversityWinston-Salem$64,758$34,823$59,767$21,5000.62
Campbell UniversityBuies Creek$40,410$33,892$37,905$27,0000.80
Duke UniversityDurham$65,805$33,559$72,857$15,4150.46
University of North Carolina at Chapel HillChapel Hill$8,989$31,804$46,914$14,2530.45
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Asheville, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 109 graduates with reported earnings and 127 graduates with debt data. Small samples may not be representative.