Psychology at University of North Carolina Asheville
Bachelor's Degree
Analysis
UNC Asheville's psychology program starts graduates at just $24,666—roughly $7,000 below the state median and in the bottom 5% nationally. That's an alarmingly low first-year salary, especially since it falls $4,000 short of even covering typical living expenses in North Carolina. The manageable debt load of $21,055 offers little consolation when earnings barely support independent living. Within North Carolina, this program ranks in just the 25th percentile, trailing every major competitor including UNC Chapel Hill by $7,000.
The silver lining is genuine earnings growth: by year four, graduates reach $37,132, a 51% increase that suggests career momentum. But this requires weathering those difficult early years when debt payments strain an already tight budget. Compare this to Elon or Wake Forest, where graduates start $10,000+ higher and avoid that initial earnings squeeze entirely.
For an anxious parent, the question is whether your child can afford to earn $24,666 while managing student loans. If they'll need financial support during those first years post-graduation, factor that into your cost calculation. If they're considering graduate school anyway—common in psychology—these low bachelor's earnings become less concerning. Otherwise, the stronger North Carolina programs offer notably better starting positions without requiring years to catch up.
Where University of North Carolina Asheville Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of North Carolina Asheville graduates compare to all programs nationally
University of North Carolina Asheville graduates earn $25k, placing them in the 5th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in North Carolina
Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of North Carolina Asheville | $24,666 | $37,132 | $21,055 | 0.85 |
| Elon University | $36,668 | $48,045 | $23,250 | 0.63 |
| Wake Forest University | $34,823 | $59,767 | $21,500 | 0.62 |
| Campbell University | $33,892 | $37,905 | $27,000 | 0.80 |
| Duke University | $33,559 | $72,857 | $15,415 | 0.46 |
| University of North Carolina at Chapel Hill | $31,804 | $46,914 | $14,253 | 0.45 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Elon University Elon | $44,536 | $36,668 | $23,250 |
| Wake Forest University Winston-Salem | $64,758 | $34,823 | $21,500 |
| Campbell University Buies Creek | $40,410 | $33,892 | $27,000 |
| Duke University Durham | $65,805 | $33,559 | $15,415 |
| University of North Carolina at Chapel Hill Chapel Hill | $8,989 | $31,804 | $14,253 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Asheville, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 109 graduates with reported earnings and 127 graduates with debt data. Small samples may not be representative.