Est. Earnings (1yr)
$35,410
Est. from national median (18 programs)
Est. Median Debt
$25,500
Est. from national median (6 programs)

Analysis

UNC-Chapel Hill's selective reputation—a 19% admit rate and 1454 average SAT—might lead parents to expect stronger outcomes than what comparable behavioral sciences programs nationally deliver. Based on the national median from similar programs, first-year earnings around $35,400 against estimated debt of $25,500 produces a manageable 0.72 debt-to-earnings ratio, but this isn't the typical trajectory parents envision when their child gains admission to one of the nation's top public universities.

The challenge here is that behavioral sciences as a field—distinct from psychology or social work with clearer professional pathways—tends to produce moderate starting salaries regardless of institutional prestige. While UNC's strong alumni network and research opportunities may open doors that these estimates don't capture, parents should recognize that this major historically functions more as intellectual foundation than direct career preparation. The $35,400 estimate sits at the national median, meaning half of similar programs produce lower outcomes.

The debt burden appears reasonable on paper, and UNC's relatively low percentage of Pell recipients (20%) suggests many families can afford to minimize borrowing. But if your child needs the full estimated $25,500 in loans, that's a meaningful obligation for a starting salary in the mid-thirties. The calculation changes considerably if you're paying out-of-state tuition or if graduate school—common in this field—is likely next.

Where University of North Carolina at Chapel Hill Stands

Earnings vs. debt across all behavioral sciences bachelors's programs nationally

Compare to Similar Programs Nationally

Behavioral Sciences bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of North Carolina at Chapel HillChapel Hill$8,989$35,410*—$25,500*—
Wilmington UniversityNew Castle$12,330$38,937*$43,432$27,667*0.71
Franklin and Marshall CollegeLancaster$68,380$38,391*—$19,000*0.49
University of Phoenix-ArizonaPhoenix$9,552$38,087*$37,783$49,770*1.31
University of Phoenix-CaliforniaOntario—$38,087*$37,783$49,770*1.31
University of Phoenix-NevadaLas Vegas—$38,087*$37,783$49,770*1.31
National Median—$35,410*—$26,944*0.76
* Estimated from similar programs

Career Paths

Occupations commonly associated with behavioral sciences graduates

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Life Scientists, All Other

All life scientists not listed separately.

Social Scientists and Related Workers, All Other

All social scientists and related workers not listed separately.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

Community and Social Service Specialists, All Other

All community and social service specialists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.