Analysis
UNC-Chapel Hill's selective reputation—a 19% admit rate and 1454 average SAT—might lead parents to expect stronger outcomes than what comparable behavioral sciences programs nationally deliver. Based on the national median from similar programs, first-year earnings around $35,400 against estimated debt of $25,500 produces a manageable 0.72 debt-to-earnings ratio, but this isn't the typical trajectory parents envision when their child gains admission to one of the nation's top public universities.
The challenge here is that behavioral sciences as a field—distinct from psychology or social work with clearer professional pathways—tends to produce moderate starting salaries regardless of institutional prestige. While UNC's strong alumni network and research opportunities may open doors that these estimates don't capture, parents should recognize that this major historically functions more as intellectual foundation than direct career preparation. The $35,400 estimate sits at the national median, meaning half of similar programs produce lower outcomes.
The debt burden appears reasonable on paper, and UNC's relatively low percentage of Pell recipients (20%) suggests many families can afford to minimize borrowing. But if your child needs the full estimated $25,500 in loans, that's a meaningful obligation for a starting salary in the mid-thirties. The calculation changes considerably if you're paying out-of-state tuition or if graduate school—common in this field—is likely next.
Where University of North Carolina at Chapel Hill Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,989 | $35,410* | — | $25,500* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.