Analysis
UNC Chapel Hill's biology program stands out for what it doesn't burden students with: debt. At $15,100 in median debt, graduates carry roughly 40% less than the typical biology student nationwide and nearly half of what their North Carolina peers accumulate. This creates a remarkably favorable debt-to-earnings ratio of 0.45, meaning students can theoretically pay off their loans with less than half of their first year's salary.
The earnings picture is solid if not spectacular. First-year graduates earn $33,471, placing them in the 60th percentile among North Carolina biology programsβdecent but not exceptional for a school with UNC's selectivity and reputation. The 24% earnings growth to $41,546 by year four demonstrates reasonable career progression, though it still trails several in-state competitors like Meredith College and East Carolina University.
For families weighing this investment, the low debt load makes this a financially sensible choice even if the earnings don't immediately wow. Biology often serves as a stepping stone to graduate school, where UNC's prestigious name and minimal undergraduate debt become significant advantages. The combination of reasonable starting salaries and exceptionally low debt creates a strong foundation for whatever path your child chooses post-graduation.
Where University of North Carolina at Chapel Hill Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Chapel Hill graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina at Chapel Hill | $33,471 | $41,546 | +24% |
| Duke University | $30,939 | $62,963 | +104% |
| Wingate University | $27,729 | $61,396 | +121% |
| Wake Forest University | $30,666 | $60,300 | +97% |
| North Carolina State University at Raleigh | $36,157 | $57,457 | +59% |
Compare to Similar Programs in North Carolina
Biology bachelors's programs at peer institutions in North Carolina (50 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,989 | $33,471 | $41,546 | $15,100 | 0.45 | |
| $43,936 | $43,182 | $53,798 | $27,000 | 0.63 | |
| $33,150 | $39,710 | β | $28,500 | 0.72 | |
| $7,361 | $38,992 | $47,217 | $26,000 | 0.67 | |
| $8,895 | $36,157 | $57,457 | $21,500 | 0.59 | |
| $35,600 | $35,783 | β | $26,990 | 0.75 | |
| National Median | β | $32,316 | β | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 476 graduates with reported earnings and 424 graduates with debt data. Small samples may not be representative.