Median Earnings (1yr)
$33,471
57th percentile (60th in NC)
Median Debt
$15,100
40% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
476
Adequate data

Analysis

UNC Chapel Hill's biology program stands out for what it doesn't burden students with: debt. At $15,100 in median debt, graduates carry roughly 40% less than the typical biology student nationwide and nearly half of what their North Carolina peers accumulate. This creates a remarkably favorable debt-to-earnings ratio of 0.45, meaning students can theoretically pay off their loans with less than half of their first year's salary.

The earnings picture is solid if not spectacular. First-year graduates earn $33,471, placing them in the 60th percentile among North Carolina biology programs—decent but not exceptional for a school with UNC's selectivity and reputation. The 24% earnings growth to $41,546 by year four demonstrates reasonable career progression, though it still trails several in-state competitors like Meredith College and East Carolina University.

For families weighing this investment, the low debt load makes this a financially sensible choice even if the earnings don't immediately wow. Biology often serves as a stepping stone to graduate school, where UNC's prestigious name and minimal undergraduate debt become significant advantages. The combination of reasonable starting salaries and exceptionally low debt creates a strong foundation for whatever path your child chooses post-graduation.

Where University of North Carolina at Chapel Hill Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of North Carolina at Chapel HillOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Chapel Hill graduates compare to all programs nationally

University of North Carolina at Chapel Hill graduates earn $33k, placing them in the 57th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Biology bachelors's programs at peer institutions in North Carolina (50 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Chapel Hill$33,471$41,546$15,1000.45
Meredith College$43,182$53,798$27,0000.63
William Peace University$39,710—$28,5000.72
East Carolina University$38,992$47,217$26,0000.67
North Carolina State University at Raleigh$36,157$57,457$21,5000.59
Barton College$35,783—$26,9900.75
National Median$32,316—$25,0000.77

Other Biology Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Meredith College
Raleigh
$43,936$43,182$27,000
William Peace University
Raleigh
$33,150$39,710$28,500
East Carolina University
Greenville
$7,361$38,992$26,000
North Carolina State University at Raleigh
Raleigh
$8,895$36,157$21,500
Barton College
Wilson
$35,600$35,783$26,990

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 476 graduates with reported earnings and 424 graduates with debt data. Small samples may not be representative.