Median Earnings (1yr)
$50,928
38th percentile (60th in NC)
Median Debt
$22,500
10% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
166
Adequate data

Analysis

UNC Charlotte's accounting program outperforms most North Carolina schools while keeping costs manageable—graduates earn 33% more than the state median for accounting grads, ranking in the 60th percentile statewide. The $50,928 starting salary may look modest compared to elite private options like Elon, but the trajectory tells a different story: earnings jump 27% to nearly $65,000 by year four, suggesting graduates are landing positions with real advancement potential. The $22,500 debt load is below both state and national averages, creating a debt-to-earnings ratio that's comfortable from day one.

The program does lag behind national benchmarks slightly, sitting in the 38th percentile for starting salaries. But this regional context matters—Charlotte is a major banking center with steady demand for accounting talent, and graduates appear to be converting that into solid mid-career earnings. The accessible admissions (80% acceptance rate) and significant Pell Grant population (34%) indicate this program serves students who might not have access to flagship universities, yet still delivers above-average outcomes for North Carolina.

For a family looking at in-state options, this represents reliable value: reasonable debt, earnings that grow steadily, and performance that beats most NC competitors outside the very top tier. The career momentum after graduation suggests employers are hiring and promoting these graduates at rates that justify the investment.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of North Carolina at CharlotteOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $51k, placing them in the 38th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Accounting bachelors's programs at peer institutions in North Carolina (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$50,928$64,596$22,5000.44
Elon University$69,764$87,359$20,0000.29
North Carolina State University at Raleigh$56,606$70,576$20,9460.37
Appalachian State University$55,671$67,922$23,2620.42
Belmont Abbey College$55,224$60,099$25,9820.47
University of North Carolina Asheville$53,705$55,852$22,6120.42
National Median$53,694—$25,0000.47

Other Accounting Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elon University
Elon
$44,536$69,764$20,000
North Carolina State University at Raleigh
Raleigh
$8,895$56,606$20,946
Appalachian State University
Boone
$7,541$55,671$23,262
Belmont Abbey College
Belmont
$19,500$55,224$25,982
University of North Carolina Asheville
Asheville
$7,461$53,705$22,612

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 166 graduates with reported earnings and 196 graduates with debt data. Small samples may not be representative.