Median Earnings (1yr)
$50,928
38th percentile
60th percentile in North Carolina
Median Debt
$22,500
10% below national median

Analysis

UNC Charlotte's accounting program outperforms most North Carolina schools while keeping costs manageable—graduates earn 33% more than the state median for accounting grads, ranking in the 60th percentile statewide. The $50,928 starting salary may look modest compared to elite private options like Elon, but the trajectory tells a different story: earnings jump 27% to nearly $65,000 by year four, suggesting graduates are landing positions with real advancement potential. The $22,500 debt load is below both state and national averages, creating a debt-to-earnings ratio that's comfortable from day one.

The program does lag behind national benchmarks slightly, sitting in the 38th percentile for starting salaries. But this regional context matters—Charlotte is a major banking center with steady demand for accounting talent, and graduates appear to be converting that into solid mid-career earnings. The accessible admissions (80% acceptance rate) and significant Pell Grant population (34%) indicate this program serves students who might not have access to flagship universities, yet still delivers above-average outcomes for North Carolina.

For a family looking at in-state options, this represents reliable value: reasonable debt, earnings that grow steadily, and performance that beats most NC competitors outside the very top tier. The career momentum after graduation suggests employers are hiring and promoting these graduates at rates that justify the investment.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina at Charlotte$50,928$64,596+27%
Elon University$69,764$87,359+25%
North Carolina State University at Raleigh$56,606$70,576+25%
Appalachian State University$55,671$67,922+22%
North Carolina A & T State University$50,736$63,083+24%

Compare to Similar Programs in North Carolina

Accounting bachelors's programs at peer institutions in North Carolina (37 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at CharlotteCharlotte$7,214$50,928$64,596$22,5000.44
Elon UniversityElon$44,536$69,764$87,359$20,0000.29
North Carolina State University at RaleighRaleigh$8,895$56,606$70,576$20,9460.37
Appalachian State UniversityBoone$7,541$55,671$67,922$23,2620.42
Belmont Abbey CollegeBelmont$19,500$55,224$60,099$25,9820.47
University of North Carolina AshevilleAsheville$7,461$53,705$55,852$22,6120.42
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 166 graduates with reported earnings and 196 graduates with debt data. Small samples may not be representative.