Median Earnings (1yr)
$35,482
21st percentile (40th in NC)
Median Debt
$26,000
8% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
32
Adequate data

Analysis

UNC Charlotte's chemistry program starts behind the curve but demonstrates impressive momentum—graduates earn just $35,482 in year one (21st percentile nationally) but see their salaries jump 40% to nearly $50,000 by year four. That growth trajectory matters, especially when paired with reasonable debt of $26,000, creating a debt-to-earnings ratio that works even in that challenging first year.

The program's middle-of-the-pack standing among North Carolina chemistry degrees (40th percentile) reflects real ground to make up compared to NC State or East Carolina, where graduates immediately earn $47,000+. However, by year four, UNC Charlotte graduates close much of that gap. For families concerned about the initial $35,000 salary—roughly $7,000 below the national chemistry median—the strong earnings acceleration suggests graduates are successfully landing better positions or advancing in their careers after getting that crucial first job experience.

The math works if your student can navigate that first year. With debt payments around $290 monthly, the initial salary will feel tight but manageable, and by year four the financial picture looks considerably brighter. This isn't the strongest chemistry program in North Carolina, but for students who gain admission to Charlotte's accessible campus (80% acceptance rate), it offers a viable path into chemistry careers without crushing debt.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

University of North Carolina at CharlotteOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $35k, placing them in the 21th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Chemistry bachelors's programs at peer institutions in North Carolina (42 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$35,482$49,705$26,0000.73
East Carolina University$47,875$55,980$24,2500.51
North Carolina State University at Raleigh$47,071—$20,1540.43
University of North Carolina Wilmington$44,473$53,767$19,9350.45
Appalachian State University$40,488$51,055$24,9490.62
University of North Carolina Asheville$36,891$43,113$12,8250.35
National Median$42,581—$24,0000.56

Other Chemistry Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
East Carolina University
Greenville
$7,361$47,875$24,250
North Carolina State University at Raleigh
Raleigh
$8,895$47,071$20,154
University of North Carolina Wilmington
Wilmington
$7,317$44,473$19,935
Appalachian State University
Boone
$7,541$40,488$24,949
University of North Carolina Asheville
Asheville
$7,461$36,891$12,825

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.