Analysis
UNC Charlotte's chemistry program starts behind the curve but demonstrates impressive momentum—graduates earn just $35,482 in year one (21st percentile nationally) but see their salaries jump 40% to nearly $50,000 by year four. That growth trajectory matters, especially when paired with reasonable debt of $26,000, creating a debt-to-earnings ratio that works even in that challenging first year.
The program's middle-of-the-pack standing among North Carolina chemistry degrees (40th percentile) reflects real ground to make up compared to NC State or East Carolina, where graduates immediately earn $47,000+. However, by year four, UNC Charlotte graduates close much of that gap. For families concerned about the initial $35,000 salary—roughly $7,000 below the national chemistry median—the strong earnings acceleration suggests graduates are successfully landing better positions or advancing in their careers after getting that crucial first job experience.
The math works if your student can navigate that first year. With debt payments around $290 monthly, the initial salary will feel tight but manageable, and by year four the financial picture looks considerably brighter. This isn't the strongest chemistry program in North Carolina, but for students who gain admission to Charlotte's accessible campus (80% acceptance rate), it offers a viable path into chemistry careers without crushing debt.
Where University of North Carolina at Charlotte Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Charlotte graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina at Charlotte | $35,482 | $49,705 | +40% |
| University of North Carolina at Chapel Hill | $32,516 | $59,852 | +84% |
| East Carolina University | $47,875 | $55,980 | +17% |
| University of North Carolina Wilmington | $44,473 | $53,767 | +21% |
| Appalachian State University | $40,488 | $51,055 | +26% |
Compare to Similar Programs in North Carolina
Chemistry bachelors's programs at peer institutions in North Carolina (42 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,214 | $35,482 | $49,705 | $26,000 | 0.73 | |
| $7,361 | $47,875 | $55,980 | $24,250 | 0.51 | |
| $8,895 | $47,071 | — | $20,154 | 0.43 | |
| $7,317 | $44,473 | $53,767 | $19,935 | 0.45 | |
| $7,541 | $40,488 | $51,055 | $24,949 | 0.62 | |
| $7,461 | $36,891 | $43,113 | $12,825 | 0.35 | |
| National Median | — | $42,581 | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.