Median Earnings (1yr)
$30,359
41st percentile
60th percentile in North Carolina
Median Debt
$24,250
5% below national median

Analysis

Despite ranking below national averages, UNC Charlotte's psychology program actually outperforms most North Carolina competitors, sitting in the 60th percentile statewide versus just the 41st percentile nationally. The $30,359 starting salary trails the national median by about $1,100, but it beats the typical NC psychology graduate by nearly $1,000. More importantly, earnings jump 33% to over $40,000 by year fourβ€”solid growth that suggests graduates are finding their footing in the job market.

The debt picture tells a reassuring story. At $24,250, graduates borrow about $2,250 less than state peers and $1,250 less than the national average. Combined with that starting salary, the debt-to-earnings ratio of 0.80 means most graduates can manage their loans without major strain. While this program doesn't compete with elite private schools like Wake Forest or Elon, it delivers comparable outcomes to UNC Chapel Hill at likely much lower total cost.

For parents considering psychology programs in North Carolina, UNC Charlotte offers solid middle-tier value. Your child won't graduate with the highest earnings in the state, but they'll avoid excessive debt while attending a school that consistently places graduates into career-track positions. The strong earnings growth suggests this program prepares students well for the psychology field's longer-term career development.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina at Charlotte$30,359$40,332+33%
Duke University$33,559$72,857+117%
Wake Forest University$34,823$59,767+72%
Elon University$36,668$48,045+31%
University of North Carolina at Chapel Hill$31,804$46,914+48%

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at CharlotteCharlotte$7,214$30,359$40,332$24,2500.80
Elon UniversityElon$44,536$36,668$48,045$23,2500.63
Wake Forest UniversityWinston-Salem$64,758$34,823$59,767$21,5000.62
Campbell UniversityBuies Creek$40,410$33,892$37,905$27,0000.80
Duke UniversityDurham$65,805$33,559$72,857$15,4150.46
University of North Carolina at Chapel HillChapel Hill$8,989$31,804$46,914$14,2530.45
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 369 graduates with reported earnings and 514 graduates with debt data. Small samples may not be representative.