Analysis
Based on comparable physics programs in North Carolina, UNCG graduates can expect first-year earnings around $63,000—solidly above the national median of $47,670 and competitive with UNC Chapel Hill. The estimated debt load of $22,800 yields a manageable 0.36 debt-to-earnings ratio, meaning graduates would owe roughly four months' salary. That's a workable starting point for a technical degree.
What makes this estimate particularly relevant is that UNCG serves a different student population than flagship research universities—with 47% receiving Pell grants and a 90% admission rate—yet the earnings trajectory appears comparable to Chapel Hill's physics program. Of course, these figures reflect state averages rather than UNCG-specific outcomes, and individual results will vary based on whether graduates pursue graduate school, enter industry, or pivot to fields like data science or engineering where physics degrees often lead.
The practical takeaway: if your child is drawn to physics and UNCG offers the right academic fit, the financial fundamentals look sound based on what similar NC programs deliver. The debt level won't be crushing, and physics majors' versatility typically provides multiple career paths. Just recognize that first-year earnings represent a starting point—physicists' career trajectories often involve graduate education or transitions into higher-paying technical roles over time.
Where University of North Carolina at Greensboro Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Physics bachelors's programs at peer institutions in North Carolina (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,593 | $62,647* | — | $22,793* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $8,989 | $62,647* | — | $19,200* | 0.31 | |
| $8,895 | $43,740* | — | $23,490* | 0.54 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Greensboro, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.