Analysis
A psychology degree from UNC Greensboro starts below both state and national benchmarks—$28,485 first-year versus $29,409 statewide and $31,482 nationally—but the 32% earnings growth over four years tells a more optimistic story than initial numbers suggest. By year four, graduates reach $37,608, which puts them well ahead of most psychology majors nationwide. The debt load of $25,105 is actually slightly lower than both state and national medians, creating a manageable 0.88 debt-to-earnings ratio that should be repayable within standard 10-year federal loan terms.
The catch is that crucial first year or two after graduation, when earnings lag behind peers at UNC Chapel Hill ($31,804) and private schools like Elon ($36,668) by $3,000-$8,000. This program serves a largely Pell Grant population (47%) at an open-access institution, and the early earnings likely reflect the types of entry-level positions these graduates secure immediately after college—think mental health technicians or case management assistants rather than competitive corporate roles.
If your child can weather those lean early years—whether through family support, modest living arrangements, or strategic side income—the trajectory improves considerably. The strong earnings growth suggests graduates either advance in their initial careers or successfully transition to better-paying positions once they've gained experience. For a family focused on minimizing debt while still earning a degree from a UNC system school, this represents a reasonable path into psychology-related work.
Where University of North Carolina at Greensboro Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Greensboro graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina at Greensboro | $28,485 | $37,608 | +32% |
| Duke University | $33,559 | $72,857 | +117% |
| Wake Forest University | $34,823 | $59,767 | +72% |
| Elon University | $36,668 | $48,045 | +31% |
| University of North Carolina at Chapel Hill | $31,804 | $46,914 | +48% |
Compare to Similar Programs in North Carolina
Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,593 | $28,485 | $37,608 | $25,105 | 0.88 | |
| $44,536 | $36,668 | $48,045 | $23,250 | 0.63 | |
| $64,758 | $34,823 | $59,767 | $21,500 | 0.62 | |
| $40,410 | $33,892 | $37,905 | $27,000 | 0.80 | |
| $65,805 | $33,559 | $72,857 | $15,415 | 0.46 | |
| $8,989 | $31,804 | $46,914 | $14,253 | 0.45 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Greensboro, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 209 graduates with reported earnings and 265 graduates with debt data. Small samples may not be representative.