Analysis
Drawing from national biotechnology program data, UNC Pembroke's bachelor's degree points to an estimated debt load of $20,400 against first-year earnings around $47,000—a ratio that sits comfortably in manageable territory. These figures come from peer institutions rather than Pembroke's specific outcomes, but they align with the broader biotechnology field's typical entry point. For a family watching college costs closely, the debt-to-earnings ratio of 0.43 suggests graduates could realistically handle loan payments while establishing themselves professionally.
The context matters here: nearly half of Pembroke students receive Pell grants, meaning this program serves many first-generation and lower-income families. Whether these estimated outcomes hold true for Pembroke's specific mix of students—and whether the biotech job market in North Carolina offers enough opportunities—remains uncertain without school-specific data. The Research Triangle region provides strong life sciences employment, but graduates may need to relocate to access those positions.
Given the unknowns, families should verify two things before committing: whether Pembroke's biotechnology graduates actually secure relevant industry positions (not just any job), and what percentage need graduate degrees to advance. If most successful alumni immediately pursue master's programs, that $20,400 estimate represents only the first installment of educational debt.
Where University of North Carolina at Pembroke Stands
Earnings vs. debt across all biotechnology bachelors's programs nationally
Compare to Similar Programs Nationally
Biotechnology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,571 | $47,017* | — | $20,414* | — | |
| $11,286 | $70,124* | $71,966 | $22,056* | 0.31 | |
| $7,439 | $60,697* | $70,089 | $18,500* | 0.30 | |
| $15,247 | $59,156* | $75,451 | $11,985* | 0.20 | |
| $17,239 | $56,509* | — | $26,686* | 0.47 | |
| $6,270 | $52,118* | $61,720 | $16,500* | 0.32 | |
| National Median | — | $47,016* | — | $20,618* | 0.44 |
Career Paths
Occupations commonly associated with biotechnology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biological Science Teachers, Postsecondary
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
Geneticists
Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Pembroke, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.