Analysis
Based on comparable physics programs in North Carolina, UNC Pembroke graduates appear positioned to earn around $62,600 in their first year—substantially above the national median of $47,670 for physics bachelor's degrees. The estimated debt of roughly $22,800 translates to a manageable 0.36 debt-to-earnings ratio, meaning about four months of gross income would cover the loan balance. With nearly half the student body receiving Pell grants and a 92% admission rate, this program serves students who might not access more selective physics programs yet still delivers competitive outcomes.
The caveat here is meaningful: these figures come from just three NC physics programs that did report data, so we're extrapolating from a small sample. What we do know is that North Carolina physics programs generally outperform the national average, and UNC Pembroke's estimated earnings sit right at the state median—ahead of NC State's reported $43,740 but behind UNC Charlotte's $70,150. For a regional public university, that's a solid position.
The real question is career trajectory. Physics degrees typically open doors to graduate school, engineering roles, or technical positions where earnings grow significantly. If your child plans to leverage the degree for further education or specialized work, the modest debt load provides flexibility. This looks like reasonable preparation at a price point that won't constrain future choices, though confirming actual placement outcomes with the department would be wise given the estimated nature of these figures.
Where University of North Carolina at Pembroke Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Physics bachelors's programs at peer institutions in North Carolina (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,571 | $62,647* | — | $22,793* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $8,989 | $62,647* | — | $19,200* | 0.31 | |
| $8,895 | $43,740* | — | $23,490* | 0.54 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Pembroke, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.