Median Earnings (1yr)
$28,209
23rd percentile
40th percentile in North Carolina
Median Debt
$25,376
At national median

Analysis

UNC Pembroke's psychology program starts its graduates at just over $28,000—about 10% below the national median and 4% below North Carolina's typical earnings for psychology majors. While that puts this program in the 40th percentile statewide (middle of the pack among NC's 51 psychology programs), the early earnings lag is notable when you consider that graduates carry $25,376 in debt. The debt burden is reasonable compared to other psychology programs, but that 0.90 debt-to-earnings ratio means graduates face nearly a full year's salary in loans right out of the gate.

The redeeming factor here is strong growth: earnings jump 32% by year four, reaching $37,344. That's meaningful improvement, though it's worth noting this trajectory still leaves graduates below top NC programs like Elon ($36,668) and Wake Forest ($34,823). The moderate sample size and the institution's high admission rate (92%) and Pell grant population (48%) suggest this serves students who may have limited alternatives, making the growth trajectory particularly important.

For families weighing this option, the question is whether your student can manage on $28,000 while paying down debt in those crucial first years. If they can—perhaps with parental support or by living at home—the improving earnings picture makes this workable. But families should recognize they're accepting below-average early outcomes in exchange for accessibility and eventual progression toward respectable mid-career earnings.

Where University of North Carolina at Pembroke Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Pembroke graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina at Pembroke$28,209$37,344+32%
Duke University$33,559$72,857+117%
Wake Forest University$34,823$59,767+72%
Elon University$36,668$48,045+31%
University of North Carolina at Chapel Hill$31,804$46,914+48%

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at PembrokePembroke$3,571$28,209$37,344$25,3760.90
Elon UniversityElon$44,536$36,668$48,045$23,2500.63
Wake Forest UniversityWinston-Salem$64,758$34,823$59,767$21,5000.62
Campbell UniversityBuies Creek$40,410$33,892$37,905$27,0000.80
Duke UniversityDurham$65,805$33,559$72,857$15,4150.46
University of North Carolina at Chapel HillChapel Hill$8,989$31,804$46,914$14,2530.45
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Pembroke, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 55 graduates with reported earnings and 78 graduates with debt data. Small samples may not be representative.