Median Earnings (1yr)
$31,695
17th percentile (60th in NC)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.85
Manageable
Sample Size
30
Adequate data

Analysis

UNC Pembroke's social work graduates start behind the curve at $31,695—landing in just the 17th percentile nationally—but the program delivers something valuable: 35% earnings growth by year four, reaching $42,727. That's a faster trajectory than typical for social work programs, though it raises questions about why graduates start so low in a field where first-year salaries are already modest. The $27,000 debt load sits near national norms, translating to a manageable 0.85 debt-to-earnings ratio, but that early income gap matters when you're trying to establish financial footing.

The state comparison tells an interesting story. UNC Pembroke sits at the 60th percentile among North Carolina social work programs—solidly above the state median—even while ranking poorly nationally. This suggests North Carolina may have weaker social work wages overall, or that UNC Pembroke serves markets where social workers earn less initially but advance faster. With nearly half the student body on Pell grants, many graduates may be taking positions in underserved communities where pay starts lower.

If your child is committed to social work and plans to stay in North Carolina, this program offers reasonable value at in-state tuition with demonstrated salary progression. But that $31,695 starting salary is genuinely tight, and the gap between UNC Pembroke and top NC programs like Mars Hill ($41,643) or UNC Wilmington ($38,380) is significant enough to warrant exploring why it exists.

Where University of North Carolina at Pembroke Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of North Carolina at PembrokeOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Pembroke graduates compare to all programs nationally

University of North Carolina at Pembroke graduates earn $32k, placing them in the 17th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Social Work bachelors's programs at peer institutions in North Carolina (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Pembroke$31,695$42,727$27,0000.85
Mars Hill University$41,643$39,344$29,1330.70
University of North Carolina Wilmington$38,380$42,444$22,3610.58
Barton College$38,312$38,430$27,0000.70
Western Carolina University$36,727$39,978$25,8570.70
East Carolina University$35,745$44,272$26,0000.73
National Median$37,296—$26,3620.71

Other Social Work Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Mars Hill University
Mars Hill
$37,270$41,643$29,133
University of North Carolina Wilmington
Wilmington
$7,317$38,380$22,361
Barton College
Wilson
$35,600$38,312$27,000
Western Carolina University
Cullowhee
$4,532$36,727$25,857
East Carolina University
Greenville
$7,361$35,745$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Pembroke, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.