Median Earnings (1yr)
$29,418
33rd percentile (60th in NC)
Median Debt
$23,250
9% below national median
Debt-to-Earnings
0.79
Manageable
Sample Size
193
Adequate data

Analysis

UNCW's psychology program achieves something unusual: it outperforms most North Carolina competitors despite relatively modest starting salaries. While graduates earn just $29,418 in year one—slightly below the state median—four years out they're making $41,804, a 42% jump that demonstrates genuine career momentum. This places the program in the 60th percentile statewide, ahead of UNC Chapel Hill and competitive with several more selective private universities.

The debt picture reinforces the value. At $23,250, graduates owe about $3,000 less than typical NC psychology majors, and the debt-to-earnings ratio of 0.79 means that first-year burden, while noticeable, becomes increasingly manageable as salaries rise. This contrasts sharply with programs where earnings stagnate or decline after the initial job. The strong earnings trajectory suggests UNCW graduates are successfully transitioning from entry-level positions into roles that reward their bachelor's degree.

For families concerned about psychology's reputation as a low-earning major, UNCW offers a practical path forward. You're not paying premium tuition for marginally better outcomes—you're getting solid career development at a reasonable price. The program won't catapult graduates into high-paying jobs immediately, but the earnings growth pattern shows graduates are building sustainable careers rather than hitting dead ends.

Where University of North Carolina Wilmington Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of North Carolina WilmingtonOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina Wilmington graduates compare to all programs nationally

University of North Carolina Wilmington graduates earn $29k, placing them in the 33th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina Wilmington$29,418$41,804$23,2500.79
Elon University$36,668$48,045$23,2500.63
Wake Forest University$34,823$59,767$21,5000.62
Campbell University$33,892$37,905$27,0000.80
Duke University$33,559$72,857$15,4150.46
University of North Carolina at Chapel Hill$31,804$46,914$14,2530.45
National Median$31,482—$25,5000.81

Other Psychology Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elon University
Elon
$44,536$36,668$23,250
Wake Forest University
Winston-Salem
$64,758$34,823$21,500
Campbell University
Buies Creek
$40,410$33,892$27,000
Duke University
Durham
$65,805$33,559$15,415
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$31,804$14,253

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Wilmington, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 193 graduates with reported earnings and 242 graduates with debt data. Small samples may not be representative.