Analysis
UNCW's psychology program achieves something unusual: it outperforms most North Carolina competitors despite relatively modest starting salaries. While graduates earn just $29,418 in year one—slightly below the state median—four years out they're making $41,804, a 42% jump that demonstrates genuine career momentum. This places the program in the 60th percentile statewide, ahead of UNC Chapel Hill and competitive with several more selective private universities.
The debt picture reinforces the value. At $23,250, graduates owe about $3,000 less than typical NC psychology majors, and the debt-to-earnings ratio of 0.79 means that first-year burden, while noticeable, becomes increasingly manageable as salaries rise. This contrasts sharply with programs where earnings stagnate or decline after the initial job. The strong earnings trajectory suggests UNCW graduates are successfully transitioning from entry-level positions into roles that reward their bachelor's degree.
For families concerned about psychology's reputation as a low-earning major, UNCW offers a practical path forward. You're not paying premium tuition for marginally better outcomes—you're getting solid career development at a reasonable price. The program won't catapult graduates into high-paying jobs immediately, but the earnings growth pattern shows graduates are building sustainable careers rather than hitting dead ends.
Where University of North Carolina Wilmington Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of North Carolina Wilmington graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina Wilmington | $29,418 | $41,804 | +42% |
| Duke University | $33,559 | $72,857 | +117% |
| Wake Forest University | $34,823 | $59,767 | +72% |
| Elon University | $36,668 | $48,045 | +31% |
| University of North Carolina at Chapel Hill | $31,804 | $46,914 | +48% |
Compare to Similar Programs in North Carolina
Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,317 | $29,418 | $41,804 | $23,250 | 0.79 | |
| $44,536 | $36,668 | $48,045 | $23,250 | 0.63 | |
| $64,758 | $34,823 | $59,767 | $21,500 | 0.62 | |
| $40,410 | $33,892 | $37,905 | $27,000 | 0.80 | |
| $65,805 | $33,559 | $72,857 | $15,415 | 0.46 | |
| $8,989 | $31,804 | $46,914 | $14,253 | 0.45 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Wilmington, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 193 graduates with reported earnings and 242 graduates with debt data. Small samples may not be representative.