Median Earnings (1yr)
$49,785
29th percentile (60th in ND)
Median Debt
$24,093
3% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
57
Adequate data

Analysis

University of North Dakota's finance program lands graduates right at the state median for earnings but trails the national benchmark by about $4,000 in starting salary. At $49,785 initially, graduates here earn less than peers at North Dakota State, though the gap narrows to about $3,000 by year four as earnings grow to $56,582. Within North Dakota's small finance market, this program sits comfortably above the bottom tier, ranking at the 60th percentile statewide—but that same performance places it in just the 29th percentile nationally, underscoring how North Dakota's finance sector overall lags behind coastal markets.

The debt picture offers some relief: at $24,093, borrowing is close to the national median and actually below the state average. That translates to a manageable 0.48 debt-to-earnings ratio, meaning graduates owe less than half their first year's salary. The 14% earnings bump from year one to year four suggests steady career progression, though the moderate sample size means individual outcomes may vary more than these medians suggest.

For families planning to stay in North Dakota, this program delivers middle-of-the-pack results without excessive debt. But if your student has ambitions for high-finance roles in major metros, they'll be starting behind peers from programs with stronger national placement. The value here depends heavily on geographic goals and career expectations.

Where University of North Dakota Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of North DakotaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Dakota graduates compare to all programs nationally

University of North Dakota graduates earn $50k, placing them in the 29th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Dakota

Finance and Financial Management Services bachelors's programs at peer institutions in North Dakota (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Dakota$49,785$56,582$24,0930.48
North Dakota State University-Main Campus$53,163$62,889$25,5420.48
Rasmussen University-North Dakota$47,744$63,775$31,0000.65
National Median$53,590$23,3320.44

Other Finance and Financial Management Services Programs in North Dakota

Compare tuition, earnings, and debt across North Dakota schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Dakota State University-Main Campus
Fargo
$10,857$53,163$25,542
Rasmussen University-North Dakota
Fargo
$12,715$47,744$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Dakota, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.