Median Earnings (1yr)
$44,752
46th percentile (40th in FL)
Median Debt
$18,961
27% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
257
Adequate data

Analysis

University of North Florida's business program offers the rare combination of earnings that steadily climb while students graduate with significantly less debt than their peers. At $18,961, graduates leave with about 58% less debt than the national median for business programs and nearly 17% less than Florida's state average. That 0.42 debt-to-earnings ratio means students owe less than half their first-year salary—a manageable starting point that frees up income for savings and major purchases.

The earnings trajectory tells an encouraging story. While first-year earnings of $44,752 sit slightly below both national and state medians, the 27% jump to $56,889 by year four suggests graduates are landing roles with genuine advancement potential. This puts UNF in the middle of Florida's business school landscape—well below specialized programs like Embry-Riddle's aviation-focused MBA alumni, but showing solid progression nonetheless.

For families watching budgets, this program delivers practical value. The combination of low debt and steady earnings growth means graduates can actually get ahead financially rather than just treading water through their twenties. With a 62% admission rate and reasonable academic standards, it's accessible to good students without requiring Ivy League credentials. If your child needs a business degree that won't saddle them with crushing debt, UNF makes a compelling case.

Where University of North Florida Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of North FloridaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $45k, placing them in the 46th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Business Administration, Management and Operations bachelors's programs at peer institutions in Florida (93 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$44,752$56,889$18,9610.42
Embry-Riddle Aeronautical University-Daytona Beach$66,999$77,767$20,5080.31
Embry-Riddle Aeronautical University-Worldwide$66,999$77,767$20,5080.31
Florida Institute of Technology$63,708$58,663$38,0970.60
Florida Institute of Technology-Online$63,708$58,663$38,0970.60
Lynn University$63,132$48,653$21,1250.33
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$66,999$20,508
Embry-Riddle Aeronautical University-Worldwide
Daytona Beach
$11,665$66,999$20,508
Florida Institute of Technology
Melbourne
$44,360$63,708$38,097
Florida Institute of Technology-Online
Melbourne
$12,240$63,708$38,097
Lynn University
Boca Raton
$42,950$63,132$21,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 257 graduates with reported earnings and 181 graduates with debt data. Small samples may not be representative.