Median Earnings (1yr)
$47,444
56th percentile (60th in GA)
Median Debt
$21,052
19% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
213
Adequate data

Analysis

University of North Georgia's business program delivers solid results at a reasonable price, outperforming most in-state competitors while keeping debt well below typical levels. Graduates earn $47,444 in their first year—above both the Georgia median ($44,392) and national average ($45,703), placing the program in the 60th percentile statewide. More importantly, they leave with just $21,052 in debt compared to the state median of $26,538, creating a debt-to-earnings ratio of 0.44 that most graduates can manage comfortably.

The modest 5% earnings growth to $49,780 by year four suggests graduates find stable employment quickly rather than climbing into high-powered corporate roles. While elite programs like Emory ($85,682) and Georgia Tech ($73,557) offer substantially higher earning potential, they also come with more competitive admissions and typically steeper costs. UNG occupies a pragmatic middle ground—accessible to most applicants (72% admission rate) while still delivering above-average outcomes.

For families seeking an affordable business degree in Georgia, this program makes financial sense. Your child would graduate with manageable debt and earnings that exceed state and national benchmarks from day one, providing a stable foundation for career growth. The value proposition is particularly strong if your student can take advantage of in-state tuition rates.

Where University of North Georgia Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of North GeorgiaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Georgia graduates compare to all programs nationally

University of North Georgia graduates earn $47k, placing them in the 56th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Business Administration, Management and Operations bachelors's programs at peer institutions in Georgia (54 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Georgia$47,444$49,780$21,0520.44
Emory University$85,682$107,945$19,5000.23
Georgia Institute of Technology-Main Campus$73,557$78,313$23,0000.31
University of Georgia$56,630$63,445$19,5000.34
Morehouse College$55,567$62,476$23,6250.43
DeVry University-Georgia$55,102$55,550$46,7970.85
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Emory University
Atlanta
$60,774$85,682$19,500
Georgia Institute of Technology-Main Campus
Atlanta
$11,764$73,557$23,000
University of Georgia
Athens
$11,180$56,630$19,500
Morehouse College
Atlanta
$31,725$55,567$23,625
DeVry University-Georgia
Decatur
$17,488$55,102$46,797

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Georgia, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 213 graduates with reported earnings and 176 graduates with debt data. Small samples may not be representative.