Analysis
A debt load near $19,000 against first-year earnings around $50,000 creates a manageable starting point for mathematics graduates, based on what similar programs across Texas typically produce. That 0.39 debt-to-earnings ratio means graduates would owe roughly five months' salary—well within the range financial advisors consider sustainable for a bachelor's degree. The estimated earnings align almost perfectly with both state and national medians for mathematics programs, suggesting this path delivers standard market outcomes for the field.
However, the comparison to other Texas mathematics programs reveals a meaningful gap. Top-tier programs in the state—UT Austin, UT Dallas, and even UNT's main campus in Denton—produce graduates earning $53,000 to $74,000 in their first year, substantially more than the $49,700 estimate here. For students choosing between UNT Dallas and its sister campus in Denton, that's potentially a $3,400 annual difference. The 94% admission rate and lower average test scores suggest this campus serves a different student population than flagship universities, which may partly explain the earnings disparity.
For families weighing this investment: the debt burden appears reasonable, but recognize you're looking at estimated figures derived from peer programs, not actual outcomes specific to UNT Dallas graduates. If your student has options at UT Dallas or the main UNT campus and can manage the potentially different campus environment, those programs show stronger early earnings. If UNT Dallas offers crucial advantages—location, flexibility, or financial aid—the estimated debt-to-earnings picture won't create unmanageable burden, even if it doesn't match the state's highest-performing programs.
Where University of North Texas at Dallas Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,590 | $49,708* | — | $19,333* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas at Dallas, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.