Analysis
Based on peer programs in Texas, education majors can expect first-year earnings around $49,500—a figure that puts UNT's program roughly in line with the state median and well above the national benchmark of $38,660. The estimated debt load of $24,300 is notably lighter than both state and national medians for education degrees, suggesting UNT manages to keep costs reasonable despite being a large public university serving a significant number of lower-income students.
The debt-to-earnings ratio of 0.49 means graduates would owe about half a year's salary, which is manageable territory for a teaching career. However, it's worth noting that similar programs in Texas show significant variation—UT Arlington's education graduates reportedly earn over $57,000, while others fall below $46,000. Teacher pay in Texas varies considerably by district and subject area, and these figures represent early-career earnings that may not reflect long-term compensation including benefits and summers off.
For a family considering this investment, the numbers suggest a practical path into teaching without crushing debt. The combination of estimated moderate borrowing and earnings that appear competitive with other Texas programs creates reasonable financial footing for a career in education. Just remember these figures are based on comparable programs rather than UNT's specific outcomes, so checking the university's placement rates and talking to recent graduates about their actual starting salaries would strengthen your decision.
Where University of North Texas Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Texas
Education bachelors's programs at peer institutions in Texas (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,164 | $49,453* | — | $24,333* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $51,058 | $50,984* | — | —* | — | |
| $18,610 | $47,921* | $42,725 | $27,500* | 0.57 | |
| $24,588 | $45,551* | — | $27,000* | 0.59 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TX. Actual outcomes may vary.