Median Earnings (1yr)
$50,739
68th percentile (40th in CO)
Median Debt
$21,125
19% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
206
Adequate data

Analysis

University of Northern Colorado's business program lands squarely in the middle of Colorado's competitive landscape—outperforming the national median by over $5,000 but trailing the state median by roughly $3,000. At the 40th percentile among Colorado business programs, graduates here earn less than peers at nearby Colorado State-Fort Collins or CU Boulder, though the gap narrows to under $10,000 four years out. The $21,125 in typical debt sits below both state and national medians, which helps offset the lower earnings.

The real question is whether you're willing to pay for a regional name when online options like CSU Global deliver significantly higher earnings with similar accessibility. UNC's 19% earnings growth suggests graduates build momentum over time, and the debt load remains manageable at a 0.42 ratio to first-year earnings. For students who value an on-campus experience and aren't targeting Colorado's highest-paying business markets, this represents a reasonable choice with predictable outcomes.

If your child can gain admission to CU Boulder or CSU-Fort Collins (both moderately selective), those programs deliver meaningfully better earnings. But among Colorado's open-access business programs, UNC offers lower debt than most alternatives, making it a defensible option for students seeking a traditional four-year experience without premium costs.

Where University of Northern Colorado Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Northern ColoradoOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Colorado graduates compare to all programs nationally

University of Northern Colorado graduates earn $51k, placing them in the 68th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Business Administration, Management and Operations bachelors's programs at peer institutions in Colorado (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Colorado$50,739$60,368$21,1250.42
Colorado State University Global$69,863$76,302$33,5300.48
Regis University$60,101$64,536$31,0000.52
Colorado Christian University$56,606$54,734$24,8700.44
University of Colorado Boulder$56,014$74,824$21,5000.38
Colorado State University-Fort Collins$54,846$66,656$20,9670.38
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Colorado State University Global
Denver
$8,400$69,863$33,530
Regis University
Denver
$43,980$60,101$31,000
Colorado Christian University
Lakewood
$39,266$56,606$24,870
University of Colorado Boulder
Boulder
$16,430$56,014$21,500
Colorado State University-Fort Collins
Fort Collins
$12,896$54,846$20,967

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 206 graduates with reported earnings and 224 graduates with debt data. Small samples may not be representative.